Credit union · NCUA insured
Del Norte Credit Union
Top CarrotA $1.5B credit union, the 340th largest of 4,329, headquartered in Santa Fe, NM, with 67,873 members and 9 branches in New Mexico. Best rates: CDs 5.23% and savings 0.80% APY.
Del Norte Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#5 of 18 in Santa Fe, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Del Norte Credit Union
Del Norte Credit Union is a member-owned, state-chartered financial cooperative originally chartered in 1954 as Los Alamos Scientific Laboratory Credit Union.
Renamed Del Norte Credit Union in 1999, the institution serves four primary New Mexico markets: Los Alamos, Española, Santa Fe, and Rio Rancho.
- Headquarters
- 3286 Cerrillos Rd, Santa Fe, NM 87507
- NCUA charter
- 64759
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons in contiguous states living or working within 150 miles of Raton, subject to the rules and regulations of those states.
- Membership is open to persons living or working in all counties of the State of New Mexico.
Employers and groups
- Membership is open to employees of Del Norte Credit Union.
Military, government and schools
- Membership is open to employees of the Los Alamos National Laboratory (LANL) and other personnel assigned to LANL.
Family and household
- Membership is open to immediate family members of employees of Del Norte Credit Union.
Branches
9 branches in New Mexico
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New Mexico
9 branches
Santa Fe area · 3
- Cerrillos Office3286 Cerrillos Rd, Santa Fe, NM 87507Directions
- DeVargas Office510 N Guadalupe St Ste A, Santa Fe, NM 87501Directions
- Midtown Financial Center604 W San Mateo Rd, Santa Fe, NM 87505Directions
Española area · 2
- Paseo Office1216 N Paseo de Onate, Española, NM 87532Directions
- Riverside Financial Center1720 N Riverside Dr, Española, NM 87532Directions
Los Alamos area · 2
- Trinity Office1000 Trinity Dr, Los Alamos, NM 87544Directions
- White Rock Office40 Rover Blvd, White Rock, NM 87547Directions
Albuquerque area · 2
- Enchanted Hills Office3634 NM Hwy 528 NE, Suite 101, Rio Rancho, NM 87144Directions
- Southern Financial Center2518 Southern Blvd SE, Rio Rancho, NM 87124Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.43% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.45% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.80% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $76 | $88 | — |
- CapitalNet worth ratio9.43%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.45%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.80%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$76Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Del Norte Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.