Credit union · NCUA insured
Brewer Federal Credit Union
A $117.1M credit union headquartered in Brewer, ME, with 8,561 members and 2 branches in Maine. Best rates: CDs 4.02% APY.
Brewer Federal Credit Union Carrot Score
82
Carrot Score
Higher than 57% of U.S. banks and credit unions
#10 of 18 in Bangor, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Brewer Federal Credit Union
Serving members for 65 years, Brewer Federal Credit Union is a local not-for-profit financial institution serving people who live, work, worship, attend school, or own a business in Penobscot, Hancock, and Waldo counties, Maine.
- Headquarters
- 229 Dirigo Dr, Brewer, ME 04412-1665
- NCUA charter
- 13682
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or own a business in Brewer, Maine, or Penobscot County, Hancock County, and Waldo County, Maine.
Branches
2 branches in Maine
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Maine
2 branches
- 229 Dirigo DrMain office229 Dirigo Dr, Brewer, ME 04412Directions
- 77 N Main St77 N Main St, Brewer, ME 04412Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.34% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.08% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.63% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio10.34%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.08%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.63%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Brewer Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.