Credit union · NCUA insured
Goldmark Federal Credit Union CD Rates
Goldmark Federal Credit Union’s best CD rate is 4.13% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Goldmark Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Goldmark Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Goldmark Federal Credit Union
4.13%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $519
Certificate of Deposit
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Goldmark Federal Credit Union CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo3.86%
- 9–15 months9–15 mo4.13%
- 16–30 months16–30 mo3.09%
- 31–60 months31–60 mo3.04%
- QualifiedQualified4.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Goldmark Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.13%APY · 10 terms
Fixed rates at account opening for the term of the account. Penalty may apply for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.61% | $89 |
| 6 months | 3.86% | $191 |
| 9 months | 3.04% | $227 |
| 11 months | 1.00% | $92 |
| 15 months15 Month Special | 4.13% | $519 |
| 18 months | 3.09% | $467 |
| 24 months | 0.25% | $50 |
| 36 months | 3.04% | $940 |
| 48 months | 2.02% | $833 |
| 60 months | 2.02% | $1,052 |
Sources (2)
- goldmarkfcu.com/products-and-s…avings/term-certificates
- goldmarkfcu.com/rates-and-fees/certificate-rates
All captured Oct 15, 2026
12 Month Freedom Gold Certificate
0.25%APY · 1 term
Allows one deposit and one withdrawal; not to go below minimum balance requirements; will not extend term of Certificate; penalties may apply if closing Certificate early.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAllows one deposit and one withdrawal; not to go below minimum balance requirements; will not extend term of Certificate; penalties may apply if closing Certificate early | 0.25% | $25 |
Sources (1)
- goldmarkfcu.com/rates-and-fees/certificate-rates · captured Oct 15, 2026
Special-purpose accounts
Children's Little Nuggets CD
4.13%APY · 1 term
For ages 0 thru 17. May select 3, 6, 9, and 12 month terms. Penalties may apply if closing Certificate early.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–12 monthsFor ages 0 thru 17; may select 3, 6, 9, and 12 month terms; penalties may apply if closing Certificate early | 4.13% | $102 |
Sources (2)
- goldmarkfcu.com/products-and-s…ittle-nugget-certificate
- goldmarkfcu.com/rates-and-fees/certificate-rates
All captured Oct 15, 2026
IRA Certificate of Deposit
Up to 4.13%APY · 10 terms
Fixed rates at account opening for the term of the account. Penalty may apply for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.61% | $89 |
| 6 months | 3.86% | $191 |
| 9 months | 3.04% | $227 |
| 11 months | 1.00% | $92 |
| 15 months15 Month Special | 4.13% | $519 |
| 18 months | 3.09% | $467 |
| 24 months | 0.25% | $50 |
| 36 months | 3.04% | $940 |
| 48 months | 2.02% | $833 |
| 60 months | 2.02% | $1,052 |
Sources (2)
- goldmarkfcu.com/products-and-s…dual-retirement-accounts
- goldmarkfcu.com/rates-and-fees/certificate-rates
All captured Oct 15, 2026
Who can join Goldmark Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who live, work, or worship in North Attleboro, Seekonk, Dighton, Rehoboth, Norton, Mansfield, and Attleboro are eligible for membership.
Membership information collected October 5, 2026.