Credit union · NCUA insured
Jack Daniel Employees' Credit Union
Top CarrotA $55.5M credit union headquartered in Lynchburg, TN, with 3,275 members and 1 branch in Tennessee. Best rates: CDs 4.02% and savings 0.45% APY.
Jack Daniel Employees' Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#2 of 5 in Tullahoma, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Jack Daniel Employees' Credit Union
Jack Daniel Employees' Credit Union was founded in 1977.
The credit union was created as a not-for-profit financial institution to serve the financial needs of the employees of Jack Daniel Distillery.
- Headquarters
- 488 Majors Blvd, Lynchburg, TN 37352
- NCUA charter
- 67197
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals employed by Jack Daniel Distillery, Lynchburg, Tennessee.
- Individuals employed by Subsidiaries of Jack Daniel Distillery, Lynchburg, Tennessee.
- Retirees of Jack Daniel Distillery, Lynchburg, Tennessee.
Military, government and schools
- Individuals employed by Metropolitan Lynchburg/ Moore County Board of Education.
- Individuals employed by Metropolitan Lynchburg/ Moore County Government.
- Retirees of Metropolitan Lynchburg/ Moore County after 12/2012.
3 more ways to join
Military, government and schools
- Roster Volunteer Fire Department members.
- Roster Volunteer Sheriff’s Department members.
Family and household
- Immediate family members of individuals employed by the specified eligible employers.
Cost to join
- A minimum $5 deposit in a share account is required to start membership.
Branches
1 branch in Tennessee
Loading map…
Tennessee
1 branch
- Main OfficeMain office488 Majors Blvd, Lynchburg, TN 37352Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.21% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $78 | $59 | — |
- CapitalNet worth ratio11.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.21%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$78Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Jack Daniel Employees' Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.