Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 511–525 results
- Superior Credit UnionRegular Share CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 90-day penalty for early withdrawal for terms 3-12 months; 180-day penalty for terms 18-60 months.
Offer: Dividends compounded quarterly. 90-day penalty for early withdrawal.
3.21% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Dort Financial Credit UnionAMP Certificate of DepositCD · 3–12 months · $100 min
Credit union · Add a location to see nearby branches
3.25%APYRequirements
Offer: Term: 3 months to 12 months.
Rate checked
More details - MSU Federal Credit UnionCertificateCD · 3 months · $500 min · 3.25%–3.40% by balance
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000intro rateRequirements
Product: Fixed-rate certificate. Early withdrawal penalties apply: 90 days dividends for terms of 1 year or less; 180 days dividends for terms of 13 months to 5 years; 365 days dividends for terms of more than 5 years. No monthly or maintenance fees.
Offer: Valid thru 10/11/2026.
Promotional rate
Rate by balance
Rate by balance for Certificate Balance APY $500 and upYour amount 3.25% $100,000 and upJumbo tier. 3.40% Rate checked
More details - Home Bank & Trust CompanyCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: Interest compounding and payment frequency of interest varies depending on the product type.
Rate checked
More details - WEOKIE Federal Credit UnionCertificate AccountsCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: Membership eligibility is required. $1,000 minimum opening deposit required. Fixed dividend rate. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less, and 3% for terms greater than 12 months. Additional deposits permitted anytime.
Offer: APY will vary based on the daily balance maintained.
Effective Sep 28, 2026
Rate checked
More details - St. Anne's Credit UnionCertificates of DepositsCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: Dividend rate is compounded monthly and paid monthly. Renewed automatically at the end of a 10 calendar day grace period. A substantial penalty is assessed on funds withdrawn prior to maturity on all Certificate accounts.
Compounded monthly
Rate checked
More details - GFA FCUTerm Share CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: Dividends can compound, be paid by check, or transferred to an account monthly (min. $10.00). Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
Offer: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
3.20% interest rate
Rate checked
More details - Coastal Heritage BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawals. Fees may reduce earnings. Minimum opening balance is $1,000.00. For eOpen online account opening certificate terms are limited to 6 months and 12 months and special offers. CDs conveniently renew automatically.
Offer: A penalty may be imposed for early withdrawals. Fees may reduce earnings.
3.20% interest rate · Effective Sep 25, 2026
Rate checked
More details - Metro Credit UnionCertificate of DepositCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000intro rateRequirements
Product: Rates shown are for new accounts opened and are subject to change after account opening. Credit Union membership is required (membership account with minimum $5.00). Substantial penalty on funds withdrawn prior to maturity. Fees may reduce earnings.
Promotional rate · 3.25% interest rate · Effective Sep 24, 2026
Rate checked
More details - The Village BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: Deposits are FDIC insured and balances over FDIC limits are covered by DIF. A penalty may be assessed for early withdrawals.
Offer: 91 Days term. Simple interest.
3.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - First Florida Credit UnionCertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000intro rateRequirements
Product: Membership eligibility required ($5.00 minimum deposit to Savings Prime Share Account to join). Funds federally insured up to $250,000 by NCUA.
Offer: Fixed rate for the term. Interest is compounded and paid monthly. Early withdrawal penalty applies to principal before maturity.
Promotional rate · 3.20% interest rate · Effective Aug 1, 2026
Rate checked
More details - 3.25%APY$80 over 3 months on $10,000intro rate
Requirements
Product: Fixed annual interest rate for the term of the CD. Early withdrawal may be subject to penalty. Offer not available to funds currently on deposit at Seacoast Bank. At maturity, CD will automatically renew for the same renewal term.
Offer: Special APY applicable to initial term only. Early withdrawal penalty equals the loss of simple interest for three months for maturity less than one year.
Promotional rate · Effective Oct 3, 2026
Rate checked
More details - Pikes Peak Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000intro rateRequirements
Product: Minimum opening deposit $500. Minimum balance to earn dividends $500. Penalty for early withdrawal. Dividends paid monthly. 10 calendar-day penalty-free grace period at maturity.
Promotional rate · 3.20% interest rate · Effective Oct 4, 2026
Rate checked
More details - Community Credit UnionShare Term CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.25%APY$80 over 3 months on $10,000Requirements
Product: Early withdrawal subject to penalty. Subject to change without notice.
Effective Sep 28, 2026
Rate checked
More details - Silver State Schools Credit UnionRegular CertificatesCD · 3–5 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APYRequirements
Product: Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
Effective Apr 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank