Credit union · NCUA insured
Community Credit Union
A $178.3M credit union headquartered in New Rockford, ND, with 4,075 members and 3 branches in North Dakota. Best rates: CDs 3.75% and savings 0.65% APY.
Community Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#35 of 47 in North DakotaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Credit Union
Headquartered in New Rockford, North Dakota, Community Credit Union was organized as a federal credit union in 1942 before transferring to a state charter with a community field of membership.
The credit union expanded through mergers with the credit union in Fessenden in the early 1980s and Carrington in the early 1990s.
- Headquarters
- 20 1st St N, New Rockford, ND 58356-2201
- NCUA charter
- 61336
Branches
3 branches in North Dakota
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North Dakota
3 branches
New Rockford area · 1
- New Rockford OfficeMain office20 1st St N, New Rockford, ND 58356Directions
Carrington area · 1
- Carrington Branch115 11th Ave N, Carrington, ND 58421Directions
Fessenden area · 1
- Fessenden Branch86 Main Ave S, Fessenden, ND 58438Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.68% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.22% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.61% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $21 | $76 | — |
- CapitalNet worth ratio17.68%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.22%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.61%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$21Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.