Credit union · NCUA insured
Superior Credit Union CD Rates
Top CarrotSuperior Credit Union’s best CD rate is 4.20% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Superior Credit Union’s CD rates compare
Compared with banks and credit unions near Lima, OH, where Superior Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Superior Credit Union
4.20%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,284
Regular Share Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Superior Credit Union CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Superior Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificates
Up to 4.20%APY · 8 terms
Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 90-day penalty for early withdrawal for terms 3-12 months; 180-day penalty for terms 18-60 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends compounded quarterly. 90-day penalty for early withdrawal | 3.25% | $80 |
| 6 monthsDividends compounded quarterly. 90-day penalty for early withdrawal | 3.75% | $186 |
| 12 monthsDividends compounded quarterly. 90-day penalty for early withdrawal | 3.95% | $395 |
| 18 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.00% | $606 |
| 24 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.05% | $826 |
| 36 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.10% | $1,281 |
| 48 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.15% | $1,766 |
| 60 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.20% | $2,284 |
Sources (2)
- superiorcu.com/accounts/saving…ficates-of-deposit-(cds)
- superiorcu.com/about/superior-credit-union/rates
All captured Oct 6, 2026
Percy Pig Super Saver Certificate
3.95%APY · 1 term
Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Additional deposits permitted.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Allows adding to certificate | 3.95% | $395 |
Sources (2)
- superiorcu.com/accounts/savings/percy-pig-kid-s-club
- superiorcu.com/about/superior-credit-union/rates
All captured Oct 6, 2026
WealthBuilder Share Certificate
3.95%APY · 1 term
Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week | 3.95% | $395 |
Sources (2)
- superiorcu.com/accounts/savings/percy-pig-kid-s-club
- superiorcu.com/about/superior-credit-union/rates
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificates
Up to 4.20%APY · 8 terms
Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 90-day penalty for early withdrawal for terms 3-12 months; 180-day penalty for terms 18-60 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends compounded quarterly. 90-day penalty for early withdrawal | 3.25% | $80 |
| 6 monthsDividends compounded quarterly. 90-day penalty for early withdrawal | 3.75% | $186 |
| 12 monthsDividends compounded quarterly. 90-day penalty for early withdrawal | 3.95% | $395 |
| 18 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.00% | $606 |
| 24 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.05% | $826 |
| 36 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.10% | $1,281 |
| 48 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.15% | $1,766 |
| 60 monthsDividends compounded quarterly. 180-day penalty for early withdrawal | 4.20% | $2,284 |
Sources (2)
- superiorcu.com/accounts/saving…ficates-of-deposit-(cds)
- superiorcu.com/about/superior-credit-union/rates
All captured Oct 6, 2026
Roth IRA Share Certificate
3.95%APY · 1 term
Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week | 3.95% | $395 |
Sources (2)
- superiorcu.com/accounts/savings/percy-pig-kid-s-club
- superiorcu.com/about/superior-credit-union/rates
All captured Oct 6, 2026
Who can join Superior Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.