Bank · FDIC insured
Seacoast Bank CD Rates
Seacoast Bank’s best CD rate is 3.75% APY on a 1-year CD. Terms run from 3 months to 1 year. Rates checked October 15, 2026.
How Seacoast Bank’s CD rates compare
Compared with banks and credit unions in Florida, where Seacoast Bank has the most branches. $10,000, best rate first.
This bank’s best
Seacoast Bank
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $375
Seacoast CD
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Seacoast CD
Up to 3.75%APY · 3 terms
Fixed annual interest rate for the term of the CD. Early withdrawal may be subject to penalty. Offer not available to funds currently on deposit at Seacoast Bank. At maturity, CD will automatically renew for the same renewal term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsSpecial APY applicable to initial term only. Early withdrawal penalty equals the loss of simple interest for three months for maturity less than one year | 3.25% | $80 |
| 7 monthsSpecial APY applicable to initial term only. Early withdrawal penalty equals the loss of simple interest for three months for maturity less than one year | 3.50% | $203 |
| 12 monthsSpecial APY applicable to initial term only. Early withdrawal penalty equals the loss of simple interest for six months for maturity greater than one year | 3.75% | $375 |
Sources (2)
All captured Oct 5, 2026
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