Bank · FDIC insured
The Village Bank CD Rates
Top CarrotThe Village Bank’s best CD rate is 4.50% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How The Village Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where The Village Bank has the most branches. $10,000, best rate first.
This bank’s best
The Village Bank
4.50%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $566
Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
The Village Bank CD score
95
CD score
Higher than 97% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.50%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Village Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.50%APY · 11 terms
Deposits are FDIC insured and balances over FDIC limits are covered by DIF. A penalty may be assessed for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Days term. Simple interest | 3.25% | $80 |
| 6 months | 3.50% | $173 |
| 7 months | 4.25% | $246 |
| 12 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $375 |
| 15 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 4.50% | $566 |
| 18 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $568 |
| 24 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $764 |
| 30 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $964 |
| 36 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $1,168 |
| 48 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.50% | $1,475 |
| 60 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.50% | $1,877 |
Special-purpose accounts
Individual Retirement Accounts (IRA) CD
Up to 4.50%APY · 7 terms
Offers a choice of traditional or Roth IRA. Deposits are FDIC insured and balances over FDIC limits are covered by DIF. A penalty may be assessed for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $375 |
| 15 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 4.50% | $566 |
| 18 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $568 |
| 24 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $764 |
| 30 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $964 |
| 36 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.75% | $1,168 |
| 60 monthsQuoted yield assumes account will be rolled over and funds remain on deposit for one year | 3.50% | $1,877 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.