Bank · FDIC insured
Home Bank & Trust Company CD Rates
Home Bank & Trust Company’s best CD rate is 4.15% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Home Bank & Trust Company’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where Home Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Home Bank & Trust Company
4.15%APY
- Term
- 11 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $380
Special Certificate of Deposit (CD)
Top rate
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
Home Bank & Trust Company CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Home Bank & Trust Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special Certificate of Deposit (CD)
4.15%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months | 4.15% | $380 |
Certificate of Deposit
Up to 3.75%APY · 7 terms
Interest compounding and payment frequency of interest varies depending on the product type.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.25% | $80 |
| 6 months | 3.50% | $173 |
| 12 months | 3.75% | $375 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.75%APY · 6 terms
IRAs are not offered in 3 month periods. A Traditional IRA may be invested in a certificate account with a term of 4 years or less. A Roth or Education IRA may be invested in a certificate account with a term of 5 years or less. Interest compounding and payment frequency varies depending on product type.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.75% | $375 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 monthsAvailable for Roth or Education IRA only (terms up to 5 years). Traditional IRAs are limited to terms of 4 years or less | 3.50% | $1,877 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.