Credit union · Privately insured
Silver State Schools Credit Union CD Rates
Top CarrotSilver State Schools Credit Union’s best CD rate is 3.77% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Silver State Schools Credit Union’s CD rates compare
Compared with banks and credit unions near Las Vegas, NV, where Silver State Schools Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Silver State Schools Credit Union
3.77%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,033
Regular Certificates
Top rate
Toyota Financial Savings Bank
5.25%APY
- Term
- 60 months
- Minimum
- $1
- Earns on $10,000
- $2,915
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
Silver State Schools Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.46%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.77%
- QualifiedQualified3.77%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Silver State Schools Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 3.77%APY · 7 terms
Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 3.25% | $80 |
| 6–11 months | 3.25% | $161 |
| 12–23 months | 3.46% | $346 |
| 24–35 months | 3.56% | $725 |
| 36–47 months | 3.67% | $1,142 |
| 48–59 months | 3.67% | $1,551 |
| 60 months | 3.77% | $2,033 |
Regular Certificates
Up to 3.77%APY · 7 terms
Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 3.25% | $80 |
| 6–11 months | 3.25% | $161 |
| 12–23 months | 3.46% | $346 |
| 24–35 months | 3.56% | $725 |
| 36–47 months | 3.67% | $1,142 |
| 48–59 months | 3.67% | $1,551 |
| 60 months | 3.77% | $2,033 |
Special-purpose accounts
Traditional, Roth, & Education IRA Certificates
Up to 3.87%APY · 5 terms
Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–23 months | 3.56% | $356 |
| 24–35 months | 3.67% | $747 |
| 36–47 months | 3.77% | $1,174 |
| 48–59 months | 3.77% | $1,595 |
| 60 months | 3.87% | $2,091 |
Sources (2)
All captured Oct 3, 2026
Jumbo IRA Certificates
Up to 3.67%APY · 2 terms
Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–23 months | 3.56% | $356 |
| 24–35 months | 3.67% | $747 |
Sources (1)
- silverstatecu.com/rates/ira-rates · captured Oct 3, 2026
Who can join Silver State Schools Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Vegas PBS, Channel 10, Southern Nevada’s public broadcasting television station are eligible for membership.
- Employees of specified companies who work in Las Vegas, Nevada are eligible for membership.
- Members of specified stakes of the Church of Jesus Christ of Latter Day Saints in the State of Nevada are eligible for membership.
- Employees or retirees of Silver State Schools Credit Union and its affiliates are eligible for membership.
Military, government and schools
- Employees, volunteers, trustees or board members of public or private schools, colleges, universities, school districts or educational associations located in the state of Nevada are eligible for membership.
- Parents of school-aged children enrolled in public or private schools, colleges, universities, school districts or educational associations located in the state of Nevada are eligible for membership.
7 more ways to join
Military, government and schools
- Retirees, pensioners, and annuitants of public or private schools, colleges, universities, school districts or educational associations are eligible for membership.
- Persons enrolled in public or private schools, colleges, universities, school districts or educational associations located in the state of Nevada are eligible for membership.
Family and household
- Individuals living in the same household (maintaining a single economic unit) as eligible members of the credit union are eligible for membership.
- Immediate family members within the 4th degree of kindred of eligible SSSCU members are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union, persons retired as pensioners or annuitants from eligible employers, and members of their immediate families are eligible for membership.
Other ways
- Eligible by making a $20 donation to the People Over Profit (POP) Foundation.
- Eligible by making a $40 donation to Vegas PBS through SSSCU.
Membership information collected October 4, 2026.