Credit union · NCUA insured
St. Anne's Credit Union CD Rates
Top CarrotSt. Anne's Credit Union’s best CD rate is 4.00% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How St. Anne's Credit Union’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where St. Anne's Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
St. Anne's Credit Union
4.00%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $606
Certificates of Deposits
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
St. Anne's Credit Union CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where St. Anne's Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposits
Up to 4.00%APY · 9 terms
Dividend rate is compounded monthly and paid monthly. Renewed automatically at the end of a 10 calendar day grace period. A substantial penalty is assessed on funds withdrawn prior to maturity on all Certificate accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.25% | $80 |
| 6 months | 3.15% | $156 |
| 9 months | 3.05% | $228 |
| 12 months | 3.75% | $375 |
| 18 months | 4.00% | $606 |
| 24 months | 3.35% | $681 |
| 36 months | 3.05% | $943 |
| 48 months | 3.15% | $1,321 |
| 60 months | 3.25% | $1,734 |
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 9 terms
Dividend rate is compounded monthly and paid monthly. Renewed automatically at the end of a 10 calendar day grace period. A substantial penalty is assessed on funds withdrawn prior to maturity on all IRA accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.25% | $80 |
| 6 months | 3.15% | $156 |
| 9 months | 3.05% | $228 |
| 12 months | 3.75% | $375 |
| 18 months | 4.00% | $606 |
| 24 months | 3.35% | $681 |
| 36 months | 3.05% | $943 |
| 48 months | 3.15% | $1,321 |
| 60 months | 3.25% | $1,734 |
Who can join St. Anne's Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals in the serviced counties and towns across Massachusetts and Rhode Island.
Cost to join
- Opening an account with at least $5 is required to become a member.
Membership information collected October 5, 2026.