Bank · FDIC insured
Home Bank & Trust Company
A $183.3M bank headquartered in Eureka, KS, with 6 branches in Kansas. Best rates: CDs 4.15% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs854.15%for 9–15 monthsCD rates →
- Savings—1.80%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Home Bank & Trust Company
Founded in 1904, Home Bank and Trust Company has been serving customers for over a century.
The bank operates five branch locations serving south central Kansas across Wichita, Eureka, Clearwater, and Severy.
- Headquarters
- 217 N Main St, Eureka, KS 67045
- FDIC certificate
- 4664 ↗
Branches
6 branches in Kansas
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Kansas
6 branches
Wichita area · 3
- Clearwater Branch741 N 4th St, Clearwater, KS 67026Directions
- 10421 West Central Branch10421 W Central Ave, Wichita, KS 67212Directions
- East Wichita Branch1409 N Greenwich Rd, Wichita, KS 67206Directions
Eureka area · 2
- Home Bank and Trust CompanyMain office217 N Main St, Eureka, KS 67045Directions
- Home Ii Branch101 S Main St, Eureka, KS 67045Directions
Severy area · 1
- Severy Branch201 N Kansas Ave, Severy, KS 67137Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.64% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.17% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $93 | $81 | — |
- CapitalLeverage ratio8.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.64%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.17%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$93Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Home Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.