Credit union · NCUA insured
Dort Financial Credit Union CD Rates
Top CarrotDort Financial Credit Union’s best CD rate is 4.60% APY on a 7-month share certificate (CD). Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Dort Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Flint, MI, where Dort Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
Relationship Certificate
2nd-highest rate
Genisys Credit Union
4.50%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $960
3rd-highest rate
Credit Union ONE
4.33%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $250
Dort Financial Credit Union CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo4.60%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.90%
- QualifiedQualified5.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dort Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Relationship Certificate
5.00%APY · 1 term
Certificate term is 11 months and will automatically renew to a 12-month certificate at the rate in effect at the time of renewal. $5,000 minimum balance is required with no maximum. 0.25% APY bonus when you meet the Boost Checking Account qualifications within 90 days of certificate opening. Boost Checking Qualifications include direct deposits totaling $900 or more, electronic statements, and 25 or more qualifying debit/credit card purchases. 0.25% APY bonus with existing or new Dort Financial CU Visa credit card within 90 days. Maximum APY of 5.00%. APY bonuses are retroactive. Consumer certificates only. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsMaximum APY of 5.00% including relationship bonuses: 0.25% APY bonus when meeting Boost Checking Account qualifications within 90 days of certificate opening; 0.25% APY bonus with existing Dort Financial CU Visa credit card or when opening a new Dort Financial CU Visa credit card within 90 days. APY bonuses are retroactive to first day of dividend posting period. Certificate term is 11 months and renews to 12-month certificate. $5,000 minimum balance. Early withdrawal penalty applies | 5.00% | $457 |
Sources (2)
All captured Oct 5, 2026
Certificate of Deposit (7-Month Limited-Time Offer)
4.60%APY · 1 term
Certificate term is 7 months and will automatically renew to a 6-month certificate at the posted rate at the time of renewal. $5,000 minimum balance required with no maximum. For new money to Dort Financial Credit Union only. APY assumes dividends remain on deposit until maturity; early withdrawal penalty applies. Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsLimited-time promotional certificate. Automatically renews to a 6-month certificate at posted rate upon maturity. Requires new money to Dort Financial Credit Union. Early withdrawal penalty applies | 4.60% | $266 |
Sources (1)
- dortonline.org/certificates · captured Oct 5, 2026
Jumbo Term Share Certificates
Up to 4.00%APY · 8 terms
Requires $100,000 minimum balance. Subject to penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 3.40% | — |
| 3 months | 3.40% | — |
| 6 months | 3.50% | — |
| 12 months | 3.60% | — |
| 24 months | 3.70% | — |
| 36 months | 3.80% | — |
| 48 months | 3.90% | — |
| 60 months | 4.00% | — |
Sources (1)
- dortonline.org/savings-and-investing-rates · captured Oct 5, 2026
Term Share Certificates
Up to 3.90%APY · 11 terms
Subject to penalty for early withdrawal. Rates subject to change.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 3.40% | 3.40% | $84 |
| 6 months | — | 3.45% | 3.45% | $171 |
| 12 months | — | 3.50% | 3.50% | $350 |
| 18 months | 3.55% | — | 3.55% | $537 |
| 24 months | — | 3.60% | 3.60% | $733 |
| 30 months | — | 3.65% | 3.65% | $938 |
| 36 months | — | 3.70% | 3.70% | $1,152 |
| 42 months | — | 3.75% | 3.75% | $1,375 |
| 48 months | — | 3.80% | 3.80% | $1,609 |
| 54 months | — | 3.85% | 3.85% | $1,853 |
| 60 months | — | 3.90% | 3.90% | $2,108 |
Sources (1)
- dortonline.org/savings-and-investing-rates · captured Oct 5, 2026
AMP Certificate of Deposit
Up to 3.65%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–12 monthsTerm: 3 months to 12 months | 3.25% | $80 |
| 13–24 monthsTerm: 13 months to 24 months | 3.35% | $363 |
| 25–36 monthsTerm: 25 months to 36 months | 3.45% | $732 |
| 37–48 monthsTerm: 37 months to 48 months | 3.55% | $1,136 |
| 49–60 monthsTerm: 49 months to 60 months | 3.65% | $1,576 |
Sources (1)
- dortonline.org/savings-and-investing-rates · captured Oct 5, 2026
Special-purpose accounts
IRA and Coverdell Education Certificates
Up to 3.90%APY · 5 terms
Subject to penalty for early withdrawal. Businesses are ineligible for IRA accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.55% | $355 |
| 24 months | 3.60% | $733 |
| 36 months | 3.70% | $1,152 |
| 48 months | 3.80% | $1,609 |
| 60 months | 3.90% | $2,108 |
Sources (1)
- dortonline.org/savings-and-investing-rates · captured Oct 5, 2026
Who can join Dort Financial Credit Union
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