Credit union · NCUA insured
Pikes Peak Credit Union CD Rates
Pikes Peak Credit Union’s best CD rate is 4.15% APY on a 15-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How Pikes Peak Credit Union’s CD rates compare
Compared with banks and credit unions near Colorado Springs, CO, where Pikes Peak Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pikes Peak Credit Union
4.15%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $521
Share Certificates
Top rate
Academy Bank
4.40%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Pikes Peak Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.40%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pikes Peak Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.15%APY · 7 terms
Minimum opening deposit $500. Minimum balance to earn dividends $500. Penalty for early withdrawal. Dividends paid monthly. 10 calendar-day penalty-free grace period at maturity.
| Term | APY · $500 and up | APY · $500 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.25% | — | 3.25% | $80 |
| 6 months | 3.75% | — | 3.75% | $186 |
| 12 months | 3.75% | — | 3.75% | $375 |
| 15 monthsSpecial certificates are limited to a total of $250,000 per member or business. CD will automatically renew for successive 12-month terms at the current dividend rate for that term | — | 4.15% | 4.15% | $521 |
| 24 months | 3.50% | — | 3.50% | $712 |
| 36 months | 3.40% | — | 3.40% | $1,055 |
| 48 months | 3.30% | — | 3.30% | $1,387 |
Special-purpose accounts
IRA Certificates
Up to 4.15%APY · 7 terms
Minimum opening deposit $500. Minimum balance to earn dividends $500. Penalty for early withdrawal. During the original term, permitted to make a one-time request to adjust dividend rate to the rate in effect for the same term IRA certificate at the time of request; does not extend maturity date. Available for Traditional, Roth, SEP, and Coverdell ESA.
| Term | APY · $500 and up | APY · $500 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.25% | — | 3.25% | $80 |
| 6 months | 3.75% | — | 3.75% | $186 |
| 12 months | 3.75% | — | 3.75% | $375 |
| 15 monthsSpecial certificates are limited to a total of $250,000 per member or business. CD will automatically renew for successive 12-month terms at the current dividend rate for that term | — | 4.15% | 4.15% | $521 |
| 24 months | 3.50% | — | 3.50% | $712 |
| 36 months | 3.40% | — | 3.40% | $1,055 |
| 48 months | 3.30% | — | 3.30% | $1,387 |
Sources (3)
- pikespeakcu.com/checking-savings-rates
- pikespeakcu.com/individual-retirement-accounts
- pikespeakcu.com/wp-content/upl…-Special-Flyers-2026.pdf
All captured Oct 4, 2026
Who can join Pikes Peak Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- All Colorado residents are eligible for membership through enrollment in the GoWest Credit Union Association's Friends of the Foundation.
Membership information collected October 4, 2026.