Credit union · NCUA insured
Community Credit Union CD Rates
Community Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Community Credit Union’s CD rates compare
Compared with banks and credit unions in North Dakota, where Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community Credit Union
3.75%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $375
Share Term Certificate
Top rate
Dakota Community Bank & Trust
5.10%APY
- Term
- 89 months
- Minimum
- $2,500
- Earns on $10,000
- $4,462
2nd-highest rate
Hometown Credit Union
4.58%APY
- Term
- 72 months
- Minimum
- $1,000
- Earns on $10,000
- $3,083
Community Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.10%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificate
Up to 3.75%APY · 2 terms
Early withdrawal subject to penalty. Subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.75% | — |
| 18 months | 3.25% | — |
Sources (1)
- community-credit-union.org/rates · captured Oct 4, 2026
Share Term Certificate
Up to 3.75%APY · 7 terms
Early withdrawal subject to penalty. Subject to change without notice.
| Term | APY · $100 and up | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | — | 3.25% | 3.25% | $80 |
| 6 months | — | — | 3.50% | 3.50% | $173 |
| 9 months | — | — | 3.65% | 3.65% | $273 |
| 12 months | — | 3.75% | — | 3.75% | $375 |
| 18 months | 3.25% | — | — | 3.25% | $491 |
| 30 months | 3.10% | — | — | 3.10% | $793 |
| 60 months | 3.10% | — | — | 3.10% | $1,649 |
Sources (1)
- community-credit-union.org/rates · captured Oct 4, 2026
Who can join Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.