Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–240 results
- High Plains BankHigher Yield Certificate of DepositCD · 3 months · $250 min
Bank · Add a location to see nearby branches
3.70%APY$91 over 3 months on $10,000Requirements
Product: Ability to add to principal (Personal CDs only). Penalty may be imposed for early withdrawal. No monthly service or maintenance fees.
3.63% interest rate
Rate checked
More details - Reliance BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.70%APY$91 over 3 months on $10,000Requirements
Offer: Fixed rate paid until maturity. Daily balance method. Interest credited at maturity. Automatically renews at a 90 day term. Early withdrawal penalty: 45 days of interest.
3.65% interest rate · Effective Dec 2, 2024
Rate checked
More details - Woori America BankWooriWON Certificate of Deposit (CD)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$91 over 3 months on $10,000Requirements
Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.
Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. Minimum balance of $1,000 needed to obtain the APY. No monthly maintenance fee.
Effective Mar 27, 2026
Rate checked
More details - Carver Federal Savings BankCertificates of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
3.69%APY$91 over 3 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Automatically renews at term end with a 7-day grace period. No monthly maintenance fees.
3.63% interest rate
Rate checked
More details - Nashville Firemen’s Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.68%APY$91 over 3 months on $10,000Requirements
Product: Rates stated as APY. Certificate rates are set for the term of the account. $1,000 minimum balance required. Early withdrawal penalty applies.
Effective Oct 1, 2026
Rate checked
More details - Sunlight Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$91 over 3 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply.
Offer: Dividends are compounded daily. Dividends are credited monthly. Early withdrawal penalty: 90 Days Interest.
3.60% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - Hidden River Credit UnionShare Certificates of DepositCD · 3 months · $500 min · 3.67%–3.71% by balance
Credit union · Add a location to see nearby branches
3.67%APY$91 over 3 months on $10,000Requirements
Product: Minimum deposit of $500 is required to open a Certificate of Deposit ($75,000 for Jumbo). Additional deposits not allowed after account is open. APY assumes principal and dividends remain on deposit until maturity. Early withdrawal penalties apply. Certificate automatically renews (7-day grace period at maturity). Dividends compounded and paid monthly.
Offer: Regular CD tier. Early withdrawal penalties apply. Automatically renews.
3.60% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $75,000Your amount 3.67% $75,000 and up 3.71% Rate checked
More details - All In Credit UnionShare CertificatesCD · 3 months · $1,000 min · 3.66%–3.71% by balance
Credit union · Add a location to see nearby branches
3.66%APY$90 over 3 months on $10,000Requirements
Product: When certificate matures, it can be cashed or automatically renewed based on investment goals.
3.60% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.66% $100,000 and upJumbo 3.71% Rate checked
More details - Ascend Federal Credit UnionRegular Share CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.66%APY$90 over 3 months on $10,000Requirements
Product: Certificate accounts have no fees; penalty for early withdrawal applies. Dividends compounded and credited monthly based on daily balance. Automatically renewable with a 7-day grace period.
Offer: Fixed rate. Additional deposits not allowed. Penalty of 90 days' dividends for early withdrawal.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Arkansas Best FCUShare CertificatesCD · 3 months · $500 min · 3.50%–3.82% by balance
Credit union · Add a location to see nearby branches
3.66%APY$90 over 3 months on $10,000Requirements
Product: Dividends are paid monthly. Early withdrawal penalties may apply. Membership with Arkansas Best Federal Credit Union is required for this offer. Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.
3.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $999 3.51% $1,000 – $9,999 3.50% $10,000 – $19,999Your amount 3.66% $20,000 – $49,999 3.66% $50,000 – $99,999 3.82% $100,000 and up 3.82% Rate checked
More details - Quontic Digital BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.66%APY$90 over 3 months on $10,000Requirements
Product: Minimum $500 to open account and maintain daily to obtain the disclosed APY. Maximum deposit to open is $1,000,000. Must be a U.S. Citizen and 18 years or older. Early withdrawals before maturity date are subject to penalties.
Offer: Must maintain a minimum balance of $500.00 each day to obtain disclosed APY. Maximum deposit to open is $1,000,000. Penalties apply for early withdrawal.
3.59% interest rate · Effective Sep 24, 2026
Rate checked
More details - First State BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.66%APY$90 over 3 months on $10,000Requirements
Offer: Penalties apply for early withdrawals.
3.60% interest rate · Effective Sep 10, 2026
Rate checked
More details - Daniels-Sheridan Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$90 over 3 months on $10,000Requirements
Product: Minimum $500 to open and earn dividends. Dividends calculated daily, compounded daily, paid upon maturity (or paid monthly / quarterly statement).
Offer: 91-Day Share Certificate (3 Months). Minimum $500 to open and earn dividends.
3.60% interest rate · Compounded daily · Effective Apr 1, 2026
Rate checked
More details - Bank of Franklin CountyCertificates of DepositCD · 3 months
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000with conditionsRequirements
Product: Interest paid monthly, quarterly or at maturity based on terms. Interest paid by check, deposited into a checking or savings account, or credited directly back to certificate. Automatically renews at maturity for the same term. FDIC insured up to $250,000.
Offer: 90 Day CD Special
Qualified rate · 3.60% interest rate
Rate checked
More details - Century BankCertificate of Deposit SpecialsCD · 3 months · $5,000 min
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000with conditionsRequirements
Product: Requires opening or maintaining an existing Century Bank checking account ($25 opening deposit for Century Checking, $5/mo for paper statements or no charge for eStatements). Promotional rates cannot be combined with other offers. Early withdrawal penalty applies. Daily balance of $1,000 required to obtain stated APY ($5,000 for 3 Month CD). At maturity, 7-month CD renews into 182-day CD, 11-month CD renews into 12-month CD, and 3-month CD renews into 90 Day Classic CD. No public funds. Personal CDs have no maximum deposit; business CDs limited to $200,000.
Offer: Must be new money from an external source on day of opening. Must maintain or open a Century Bank checking account ($25 opening deposit for Century Checking, $5/mo paper statement or no charge for e-statements). At maturity, renews into a 90 Day Classic CD. APY accurate as of 9.24.26.
Qualified rate · 3.60% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,137 CDs at 1,936 banks and credit unions · checked Oct 16–23
- Typical
- 2.01%
- Top 10% from
- 3.71%
- Banks, typical
- 1.76%
- Credit unions, typical
- 2.21%
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- Synchrony BankBank