Bank · FDIC insured
Century Bank
A $1.4B bank headquartered in Santa Fe, NM, with 8 branches in New Mexico. Best rates: CDs 3.15% and savings 0.03% APY.
Century Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#17 of 18 in Santa Fe, NM metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Century Bank
Founded in August 1887 with $500 as Mutual Building and Loan Association to develop the Santa Fe community through mortgage lending, Century Bank is a locally owned community bank.
In 1982, Mutual Building and Loan Association became Century Federal Savings and Loan Association, later evolving into Century Bank.
Century Bank operates locations in Santa Fe, Española, Albuquerque, Las Cruces, and Los Alamos, alongside loan production offices in Dallas and Houston, Texas.
- Headquarters
- 100 S Federal Pl, Santa Fe, NM 87501
- FDIC certificate
- 28362 ↗
Branches
8 branches in New Mexico
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New Mexico
8 branches
Santa Fe area · 4
- Century BankMain office100 S Federal Pl, Santa Fe, NM 87501Directions
- Devargas Branch498 N Guadalupe St, Santa Fe, NM 87501Directions
- Rodeo Road Branch4062 Cerrillos Rd, Santa Fe, NM 87507Directions
- St. Michaels Drive Branch1790 Saint Michaels Dr, Santa Fe, NM 87505Directions
Albuquerque area · 1
- Albuquerque Branch8220 San Pedro Dr Ne, Albuquerque, NM 87113Directions
Española area · 1
- Espanola Branch322 N Riverside Dr, Española, NM 87532Directions
Las Cruces area · 1
- Las Cruces Branch141 N Roadrunner Pkwy, Las Cruces, NM 88011Directions
Los Alamos area · 1
- Los Alamos Branch751 Trinity Dr, Los Alamos, NM 87544Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.25% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.07% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.95% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $69 | $88 | — |
- CapitalLeverage ratio10.25%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.07%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.95%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$69Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Century Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.