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Credit union · NCUA insured

Daniels-Sheridan Federal Credit Union CD Rates

Top Carrot, Carrot Score 87Top Carrot

Daniels-Sheridan Federal Credit Union’s best CD rate is 4.08% APY on a 1-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 22, 2026.

How Daniels-Sheridan Federal Credit Union’s CD rates compare

Compared with banks and credit unions in Montana, where Daniels-Sheridan Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 87

    This credit union’s best

    Daniels-Sheridan Federal Credit Union

    4.08%APY

    Term
    12 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $408

    Share Certificates

  • Top rate

    Horizon Credit Union

    4.70%APY

    Term
    15 months
    Requires
    Another account
    Minimum
    —
    Earns on $10,000
    $591

    Horizon Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Mountain America Credit Union

    4.50%APY

    Term
    24 months
    Requires
    None
    Minimum
    $5
    Earns on $10,000
    $920

    Mountain America Credit Union rates

Compare CD rates near you →

Daniels-Sheridan Federal Credit Union CD score

84

CD score

Higher than 65% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.82%
  • 9–15 months9–15 mo4.08%
  • 16–30 months16–30 mo3.30%
  • QualifiedQualified4.08%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Daniels-Sheridan Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Daniels-Sheridan Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to persons residing, worshiping, attending school, or working in Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley County, Montana.

Employers and groups

  • Businesses located in Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley County, Montana are eligible for membership.

Family and household

  • Immediate family of existing members are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Daniels-Sheridan Federal Credit Union overview