Bank · FDIC insured
Carver Federal Savings Bank CD Rates
Carver Federal Savings Bank’s best CD rate is 3.69% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Carver Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Carver Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Carver Federal Savings Bank
3.69%APY
- Term
- 3 months
- Minimum
- $2,500
- Earns on $10,000
- $91
Certificates of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Carver Federal Savings Bank CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.69%
- 9–15 months9–15 mo3.59%
- 16–30 months16–30 mo3.43%
- 31–60 months31–60 mo3.17%
- QualifiedQualified3.69%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Carver Federal Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.69%APY · 9 terms
Early withdrawal penalty may apply. Automatically renews at term end with a 7-day grace period. No monthly maintenance fees.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 3.69% | 3.69% | $91 |
| 6 months | — | 3.59% | 3.59% | $178 |
| 11 months | — | 3.59% | 3.59% | $329 |
| 12 months | — | 3.43% | 3.43% | $343 |
| 18 months | 3.17% | — | 3.17% | $479 |
| 24 months | 3.17% | — | 3.17% | $644 |
| 36 months | 3.17% | — | 3.17% | $981 |
| 48 months | 3.17% | — | 3.17% | $1,330 |
| 60 months | 3.17% | — | 3.17% | $1,689 |
Sources (2)
All captured Oct 16, 2026
HI-Rise CD
3.43%APY · 1 term
Early withdrawal penalty may apply. Automatically renews at term end with a 7-day grace period. No monthly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 3.43% | $519 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.43%APY · 6 terms
Early withdrawal penalty may apply. Automatically renews at term end with a 7-day grace period. No monthly maintenance fees.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | — | 3.43% | 3.43% | $343 |
| 18 months | 3.17% | — | 3.17% | $479 |
| 24 months | 3.17% | — | 3.17% | $644 |
| 36 months | 3.17% | — | 3.17% | $981 |
| 48 months | 3.17% | — | 3.17% | $1,330 |
| 60 months | 3.17% | — | 3.17% | $1,689 |
Sources (2)
All captured Oct 16, 2026
IRA HI-Rise CD
3.43%APY · 1 term
Early withdrawal penalty may apply. Automatically renews at term end with a 7-day grace period. No monthly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 3.43% | $519 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.