Credit union · NCUA insured
Sunlight Federal Credit Union
Top CarrotA $216.9M credit union headquartered in Cody, WY, with 8,599 members and 4 branches in Wyoming. Best rates: CDs 4.03% and savings 2.53% APY.
Sunlight Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#1 of 8 in Cody, WY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sunlight Federal Credit Union
- Headquarters
- 1702 17th St, Cody, WY 82414
- NCUA charter
- 8733
Branches
4 branches in Wyoming
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Wyoming
4 branches
Cody area · 2
- Sunlight Federal Credit Union (CODY OFFICE)Main office1702 17th St, Cody, WY 82414Directions
- Sunlight Federal Credit Union (POWELL OFFICE)374 N Clark St, Powell, WY 82435Directions
Sheridan area · 1
- Sunlight Federal Credit Union (SHERIDAN OFFICE)1447 Sugarland Dr, Sheridan, WY 82801Directions
Worland area · 1
- Sunlight Federal Credit Union (WORLAND OFFICE)1800 Big Horn Ave, Worland, WY 82401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.26% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 7.34% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -3.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $69 | $76 | — |
- CapitalNet worth ratio10.26%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late7.34%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-3.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$69Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sunlight Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.