Credit union · NCUA insured
Nashville Firemen’s Credit Union CD Rates
Top CarrotNashville Firemen’s Credit Union’s best CD rate is 4.02% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Nashville Firemen’s Credit Union’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Nashville Firemen’s Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nashville Firemen’s Credit Union
4.02%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $402
Share Certificate
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Nashville Firemen’s Credit Union CD score
88
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.02%
- 16–30 months16–30 mo3.92%
- 31–60 months31–60 mo3.98%
- QualifiedQualified4.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nashville Firemen’s Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.02%APY · 8 terms
Rates stated as APY. Certificate rates are set for the term of the account. $1,000 minimum balance required. Early withdrawal penalty applies.
| Term | APY · $1,000 – $74,999 | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.68% | 3.68% | 3.68%3.68% from $75k | $91 |
| 6 months | 3.85% | 3.85% | 3.85%3.85% from $75k | $191 |
| 12 months | 4.02% | 4.02% | 4.02%4.02% from $75k | $402 |
| 18 months | 3.90% | 3.90% | 3.90%3.90% from $75k | $591 |
| 24 months | 3.92% | 3.92% | 3.92%3.92% from $75k | $799 |
| 36 months | 3.91% | 3.91% | 3.91%3.91% from $75k | $1,219 |
| 48 months | 3.82% | 3.82% | 3.82%3.82% from $75k | $1,618 |
| 60 months | 3.98% | 3.98% | 3.98%3.98% from $75k | $2,155 |
Sources (1)
- nashvillefirecu.org/investment-rates · captured Oct 5, 2026
Special-purpose accounts
IRA Term Account
Up to 4.52%APY · 6 terms
All rates stated as APY. IRA Term Certificates are set for the term of the account. $1,000 minimum balance required. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.52% | $452 |
| 18 months | 4.24% | $643 |
| 24 months | 3.12% | $634 |
| 36 months | 3.02% | $934 |
| 48 months | 2.93% | $1,225 |
| 60 months | 2.98% | $1,581 |
Sources (1)
- nashvillefirecu.org/investment-rates · captured Oct 5, 2026
Who can join Nashville Firemen’s Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Nashville Fire Department are eligible for membership.
- Retirees of the Nashville Fire Department are eligible for membership.
Family and household
- Immediate family members of eligible members (including spouses, children, parents, grandparents, grandchildren, stepchildren, siblings, mother-in-law, father-in-law, aunts, uncles, nieces, and nephews) are eligible for membership.
Cost to join
- Membership requires opening a Share Savings Account and maintaining a minimum balance of $25.
Membership information collected October 5, 2026.