Credit union · NCUA insured
Daniels-Sheridan Federal Credit Union
Top CarrotA $92.4M credit union headquartered in Scobey, MT, with 3,178 members and 2 branches in Montana. Best rates: CDs 4.08% and savings 1.30% APY.
Daniels-Sheridan Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 75% of U.S. banks and credit unions
#11 of 47 in MontanaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Daniels-Sheridan Federal Credit Union
Chartered in 1943 as Scobey Credit Union, the institution was renamed Daniels County Federal Credit Union in 1951 and Daniels-Sheridan Federal Credit Union in 1985.
The member-owned cooperative serves residents and businesses across Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, and Valley counties in Montana.
- Headquarters
- 404 Main Street, Scobey, MT 59263-1160
- NCUA charter
- 5063
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons residing, worshiping, attending school, or working in Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley County, Montana.
Employers and groups
- Businesses located in Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley County, Montana are eligible for membership.
Family and household
- Immediate family of existing members are eligible for membership.
Branches
2 branches in Montana
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Montana
2 branches
Scobey area · 1
- Daniels Sheridan FCUMain office404 Main Street, Scobey, MT 59263Directions
Medicine Lake area · 1
- Daniels Sheridan FCU211 Main Street, Medicine Lake, MT 59247Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.51% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.13% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $66 | $59 | — |
- CapitalNet worth ratio11.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.51%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.13%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$66Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Daniels-Sheridan Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.