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Credit union · NCUA insured

Ascend Federal Credit Union

Top Carrot, Carrot Score 95Top Carrot

A $4.7B credit union, the 100th largest of 4,329, headquartered in Tullahoma, TN, with 265,513 members and 27 branches in Tennessee. Best rates: CDs 4.25% and savings 3.30% APY.

Ascend Federal Credit Union Carrot Score

Carrot ScoreTop Carrot

Higher than 97% of U.S. banks and credit unions

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#1 of 44 in Nashville, TN metroHow the score works →

Deposits are federally insured by the NCUA up to $250,000 per depositor.

About Ascend Federal Credit Union

Ascend Federal Credit Union is a member-owned credit union headquartered in Tullahoma, Tennessee.

The credit union started with eight members at Arnold Air Force Base in Tullahoma and has celebrated 75 years of service.

Ascend serves members across Middle Tennessee and throughout the United States.

Headquarters
520 Airpark Dr, Tullahoma, TN 37388
NCUA charter
7397
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Membership

Who can join

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Eligibility is open to individuals who live, work, worship, or attend school in financially underserved areas, including all of Franklin County and parts of Davidson, Dickson, Marshall, Maury, Putnam, Rutherford, Van Buren, Warren, and White counties.

Employers and groups

  • Eligibility is open to employees or members of one of Ascend's more than 1,200 local employer or organization partners.

Family and household

  • Eligibility is open to immediate family members (spouse, parents, grandparents, children, siblings, grandchildren, including step and adoptive relationships) or household members demonstrating a degree of permanency with an existing Ascend member.

Other ways

  • Eligibility is open to members of The Nature Conservancy (TNC) in Tennessee (membership can be obtained with a $25 contribution/donation).

Cost to join

  • A $5 refundable savings account deposit representing one share is required to establish membership.
  • A $25 one-time contribution/donation to The Nature Conservancy in Tennessee is required if qualifying via TNC.

Branches

27 branches in Tennessee

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Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.