Bank · FDIC insured
Bank of Franklin County
A $419.4M bank headquartered in Washington, MO, with 6 branches in Missouri. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.45%Needs another account or monthly activityCD rates →
- Savings620.35%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Franklin County
Bank of Franklin County is affiliated with financial entities including Franklin Bancorp Inc.
The institution maintains a community focus, investing locally in its community.
- Headquarters
- 900 E 8th St, Washington, MO 63090
- FDIC certificate
- 35543 ↗
Branches
6 branches in Missouri
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Missouri
6 branches
- Bank of Franklin CountyMain office900 E 8th St, Washington, MO 63090Directions
- Ellisville Branch15928 Manchester Rd, Ellisville, MO 63011Directions
- New Haven Branch101 Franklin Ave, New Haven, MO 63068Directions
- O' Fallon Branch100 Christina Marie Dr, O'Fallon, MO 63368Directions
- Krakow Branch3017 Highway A, Washington, MO 63090Directions
- Rabbit Trail Branch1901 Rabbit Trail Dr, Washington, MO 63090Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.53% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.27% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.74% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio9.53%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.27%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.74%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Franklin County are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.