Bank · FDIC insured
High Plains Bank CD Rates
High Plains Bank’s best CD rate is 3.70% APY on a 3-month CD. Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How High Plains Bank’s CD rates compare
Compared with banks and credit unions near Denver, CO, where High Plains Bank has the most branches. $10,000, best rate first.
This bank’s best
High Plains Bank
3.70%APY
- Term
- 3 months
- Minimum
- $250
- Earns on $10,000
- $91
Higher Yield Certificate of Deposit
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
High Plains Bank CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.35%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.73%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where High Plains Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Higher Yield Certificate of Deposit
Up to 3.70%APY · 5 terms
Ability to add to principal (Personal CDs only). Penalty may be imposed for early withdrawal. No monthly service or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.70% | $91 |
| 6 months | 3.50% | $173 |
| 12 months | 3.35% | $335 |
| 24 months | 2.75% | $558 |
| 36 months | 2.73% | $842 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.