Bank · FDIC insured
Carver Federal Savings Bank
A $658.1M bank headquartered in New York, NY, with 7 branches in New York. Best rates: CDs 3.69% and savings 4.00% APY.
Carver Federal Savings Bank Carrot Score
85
Carrot Score
Higher than 68% of U.S. banks and credit unions
#56 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Carver Federal Savings Bank
Carver Federal Savings Bank has been operating since 1948 and is a subsidiary of Carver Bancorp, Inc., an OTC-traded holding company.
The federally chartered bank operates 7 full-service branches in Brooklyn, Queens, and Manhattan, and acquired Brooklyn-based Community Capital Bank in 2006.
- Headquarters
- 75 W 125th St, New York, NY 10027
- FDIC certificate
- 30394 ↗
Branches
7 branches in New York
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New York
7 branches
- Carver Federal Savings BankMain office75 W 125th St, New York, NY 10027Directions
- Atlantic Terminal Branch4 Hanson Pl, Brooklyn, NY 11217Directions
- Bedford-Stuyvesant Branch1392 Fulton St, Brooklyn, NY 11216Directions
- Crown Heights Branch1009 Nostrand Ave, Brooklyn, NY 11225Directions
- Flatbush Branch833 Flatbush Ave, Brooklyn, NY 11226Directions
- St. Albans Branch11502 Merrick Blvd, Jamaica, NY 11434Directions
- Malcolm X Boulevard Branch142 Malcolm X Blvd, New York, NY 10026Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.73% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.46% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | -0.72% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio8.73%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.46%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets-0.72%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Carver Federal Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.