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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Texas

  1. Top Carrot, Carrot Score 96
    Nizari Credit UnionMomentum Share CertificateCD · 7 months · $1,000 min

    Credit union · 6 branches

    4.15%APY$240 over 7 months on $10,000
  2. Top Carrot, Carrot Score 94
    Complex Community Federal Credit UnionShare CertificatesCD · 12 months · $500 min · 4.13%–4.24% by balance

    Credit union · 10 branches

    4.13%APY$413 over 1 year on $10,000
  3. InTouch Credit UnionHYRC CertificateCD · 3 months · $1,000 min

    Credit union · 4 branches

    4.10%APY$101 over 3 months on $10,000with conditions
  4. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 142 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  5. Top Carrot, Carrot Score 93
    Mobility Credit UnionLimited Time New Money 6-Month Certificate SpecialCD · 6 months · $500 min

    Credit union · 3 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  6. Round Top State BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 7 branches

    4.10%APY$410 over 1 year on $10,000
  7. Cabot CCUCertificates of DepositCD · 12 months · $5,000 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000
  8. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 5 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  9. Citizens National BankCertificates of Deposit (CDs)CD · 13 months · $1,000 min

    Bank · 13 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  10. Energy One Federal Credit UnionShare CertificateCD · 13 months · $500 min

    Credit union · 3 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  11. Access Community Credit UnionCertificatesCD · 15 months · $1,000 min

    Credit union · 3 branches

    4.10%APY$515 over 15 months on $10,000intro rate
  12. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 38 branches

    4.10%APY$621 over 18 months on $10,000
  13. Top Carrot, Carrot Score 87
    UFCUFixed-Rate CertificateCD · 24 months · $1,000 min

    Credit union · 29 branches

    4.10%APY$837 over 24 months on $10,000
  14. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 3 branches

    4.10%APY$837 over 24 months on $10,000
  15. Top Carrot, Carrot Score 87
    Neighborhood Credit UnionInflate My Rate CDCD · 25 months · $2,500 min

    Credit union · 17 branches

    4.10%APY$873 over 25 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,852 CDs at 397 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.49%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate