Credit union · NCUA insured
InTouch Credit Union CD Rates
InTouch Credit Union’s best CD rate is 4.15% APY on an 11-month share certificate (CD). Terms run from 2 months to 5 years. Rates checked October 16, 2026.
How InTouch Credit Union’s CD rates compare
Compared with banks and credit unions near Las Vegas, NV, where InTouch Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
InTouch Credit Union
4.15%APY
- Term
- 11 months
- Minimum
- $5,000
- Earns on $10,000
- $380
Share Certificate
Top rate
Toyota Financial Savings Bank
5.25%APY
- Term
- 60 months
- Minimum
- $1
- Earns on $10,000
- $2,915
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
InTouch Credit Union CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where InTouch Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.15%APY · 11 terms
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.85% | — | 3.85% | $95 |
| 5 months5-Month Certificate Special. Available as a Consumer or Business CD. Not available as an IRA Certificate. Must be opened with at least $5,000 in funds | — | 4.10% | 4.10% | $169 |
| 6 months | 3.85% | — | 3.85% | $191 |
| 11 months11-Month Certificate Special. Available as a Consumer or Business CD. Not available as an IRA Certificate. Must be opened with at least $5,000 in funds | — | 4.15% | 4.15% | $380 |
| 12 months | 3.85% | — | 3.85% | $385 |
| 18 months | 3.80% | — | 3.80% | $575 |
| 24 months | 3.65% | — | 3.65% | $743 |
| 30 months | 3.50% | — | 3.50% | $898 |
| 36 months | 3.50% | — | 3.50% | $1,087 |
| 48 months | 3.25% | — | 3.25% | $1,365 |
| 60 months | 3.25% | — | 3.25% | $1,734 |
HYRC Certificate
Up to 4.10%APY · 6 terms
High-Yield Rewards Checking Account required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsHigh-Yield Rewards Checking Account required | 4.10% | $101 |
| 6 monthsHigh-Yield Rewards Checking Account required | 4.10% | $203 |
| 12 monthsHigh-Yield Rewards Checking Account required | 4.10% | $410 |
| 24 monthsHigh-Yield Rewards Checking Account required | 3.90% | $795 |
| 36 monthsHigh-Yield Rewards Checking Account required | 3.75% | $1,168 |
| 60 monthsHigh-Yield Rewards Checking Account required | 3.50% | $1,877 |
Sources (3)
All captured Oct 16, 2026
2-Month Cash!n Certificate
3.85%APY · 1 term
Available as a Consumer or Business CD. Not available as an IRA Certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 2 monthsAvailable as a Consumer or Business CD. Not available as an IRA Certificate | 3.85% | $63 |
Sources (3)
All captured Oct 16, 2026
Save to Win® 12-Month Certificate
0.00%APY on $10,000
Save to Win® Savings Account functions as a 12-mo. CD that will mature at the end of the 12-mo. term. Not available for IRA CD accounts.
| Part of the balance | Rate on that part |
|---|---|
| $10,000 and up | 0.05% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- itcu.org/about/rates/all-rates · captured Oct 16, 2026
Special-purpose accounts
Youth/Young Adult 12-Month Certificate
3.90%APY · 1 term
Age restrictions apply. Not available for IRA CD accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAge restrictions apply. Not available for IRA CD accounts | 3.90% | $390 |
Sources (1)
- itcu.org/about/rates/all-rates · captured Oct 16, 2026
IRA Certificate
Up to 3.85%APY · 9 terms
Available as Traditional and Roth IRA CDs. Excludes special certificates marked with * or ^ (Youth, Save to Win, Cash!n, and 5/11-Month Specials).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.85% | $95 |
| 6 months | 3.85% | $191 |
| 12 months | 3.85% | $385 |
| 18 months | 3.80% | $575 |
| 24 months | 3.65% | $743 |
| 30 months | 3.50% | $898 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Who can join InTouch Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within Oakland, Macomb, Genesee, or Wayne County are eligible for membership.
- Persons who live, work, worship, or attend school within Enterprise, Henderson, Las Vegas, North Las Vegas, Paradise, Spring Valley, Summerlin South, Sunrise Manor, Whitney, or Winchester are eligible for membership.
- Persons who live, work, worship, or attend school within Collin, Dallas, Denton, or Tarrant County are eligible for membership.
- Persons who live, work, worship, or attend school within Fairfax County or Loudon County are eligible for membership.
Employers and groups
- Employees, retirees, and families of Caesars/Harrahs, Core Logic, DXC, EDS, First American Financial, Friends of the Foundation, Hilton, HP, HPE, HPI, IHG, Keurig Dr Pepper Inc., and Service King, as well as student-athletes of Conference USA and NACE, are eligible for membership.
Other ways
- Individuals who do not otherwise qualify by location can become eligible for membership by becoming a friend of Friends of the Foundation.
Membership information collected October 5, 2026.