Credit union · NCUA insured
InTouch Credit Union
A $824.2M credit union headquartered in Plano, TX, with 72,819 members and 11 branches in 3 states. Best rates: CDs 4.15% and savings 0.25% APY.
InTouch Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#13 of 31 in Las Vegas, NV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About InTouch Credit Union
InTouch Credit Union is a not-for-profit cooperative serving members across Texas, Nevada, and Michigan.
- Headquarters
- 5640 Democracy Dr, Plano, TX 75024
- NCUA charter
- 68505
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within Oakland, Macomb, Genesee, or Wayne County are eligible for membership.
- Persons who live, work, worship, or attend school within Enterprise, Henderson, Las Vegas, North Las Vegas, Paradise, Spring Valley, Summerlin South, Sunrise Manor, Whitney, or Winchester are eligible for membership.
- Persons who live, work, worship, or attend school within Collin, Dallas, Denton, or Tarrant County are eligible for membership.
- Persons who live, work, worship, or attend school within Fairfax County or Loudon County are eligible for membership.
Employers and groups
- Employees, retirees, and families of Caesars/Harrahs, Core Logic, DXC, EDS, First American Financial, Friends of the Foundation, Hilton, HP, HPE, HPI, IHG, Keurig Dr Pepper Inc., and Service King, as well as student-athletes of Conference USA and NACE, are eligible for membership.
Other ways
- Individuals who do not otherwise qualify by location can become eligible for membership by becoming a friend of Friends of the Foundation.
Branches
11 branches in 3 states
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Nevada
5 branches
- Cadence (Smith's Marketplace)845 E Lake Mead Parkway, Henderson, NV 89015Directions
- Green Valley4299 E Sunset Rd, Henderson, NV 89014Directions
- Buffalo (Albertsons)1650 N Buffalo Dr, Las Vegas, NV 89128Directions
- Mountains Edge9305 S Cimarron Rd, Las Vegas, NV 89178Directions
- Cannery Corner2620 E Craig Rd, North Las Vegas, NV 89030Directions
Texas
4 branches
- DemocracyMain office5640 Democracy Dr, Plano, TX 75024Directions
- Warren9151 Warren Pkwy, Frisco, TX 75035Directions
- McKinney6375 Eldorado Pkwy, McKinney, TX 75070Directions
- Shepton5224 W Plano Pkwy, Plano, TX 75093Directions
Michigan
2 branches
- Madison Heights (Meijer)1005 E 13 Mile Rd, Madison Heights, MI 48071Directions
- Rochester Hills (Meijer)3175 S Rochester Rd, Rochester Hills, MI 48307Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.95% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.38% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.99% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $89 | $76 | — |
- CapitalNet worth ratio8.95%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.38%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.99%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$89Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of InTouch Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.