Credit union · NCUA insured
Cabot CCU
A $43.3M credit union headquartered in Pampa, TX, with 4,436 members and 1 branch in Texas. Best rates: CDs 4.10% and savings 1.25% APY.
Cabot CCU Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#4 of 7 in Pampa, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cabot CCU
Cabot Community Credit Union was officially chartered on June 6, 1931, and operates from offices in Pampa, Texas.
It serves persons who live, work, worship, or attend school in Carson, Gray, and Roberts County, alongside select employee groups.
- Headquarters
- 1063 N Sumner St, Pampa, TX 79065-4607
- NCUA charter
- 67581
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, as well as businesses and other legal entities within Carson, Gray, and Roberts County, are eligible for membership.
Employers and groups
- Employees of Cabot Corporation, Cabot Oil & Gas, and National Oilwell Varco are eligible for membership.
- Employees of Hunting International, Pampa Regional Medical Center, Ford Family Medicine, Briarwood Church, Thurmond McGlothlin, Engine Parts & Supply, Flogistics, Midwest Compressors, and Willis Manufacturing are eligible for membership.
Military, government and schools
- Employees of Gray County, Roberts County, and Carson County are eligible for membership.
Family and household
- Any blood or legal relative (related by blood or marriage) of anyone eligible for membership is also eligible.
- Spouses of eligible persons who died while in the field of membership are eligible for membership.
1 more way to join
Other ways
- Retirees and their spouses receiving retirement or pension resulting from employment by any organization in the credit union's field of membership are eligible.
Cost to join
- Opening a Share (Savings) Account to establish membership requires a minimum deposit of $5, completing and signing an Account Card, and providing a copy of a driver's license/state ID and social security card.
Branches
1 branch in Texas
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Texas
1 branch
- Cabot Community Credit UnionMain office1063 N Sumner St, Pampa, TX 79065Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.95% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $66 | $59 | — |
- CapitalNet worth ratio15.95%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$66Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cabot CCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.