Bank · FDIC insured
Round Top State Bank CD Rates
Round Top State Bank’s best CD rate is 4.10% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Round Top State Bank’s CD rates compare
Compared with banks and credit unions near Austin, TX, where Round Top State Bank has the most branches. $10,000, best rate first.
This bank’s best
Round Top State Bank
4.10%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $410
Certificates of Deposit (CDs)
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
Austin Capital Bank
4.58%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $113
Round Top State Bank CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo1.25%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Round Top State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.10%APY · 13 terms
A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 91 Day. Early withdrawal penalty may apply | 0.50% | $12 |
| 6 monthsTerm: 182 Day. Early withdrawal penalty may apply | 3.00% | $149 |
| 7 monthsEarly withdrawal penalty may apply | 3.80% | $220 |
| 11 monthsEarly withdrawal penalty may apply | 3.50% | $320 |
| 12 monthsEarly withdrawal penalty may apply | 4.10% | $410 |
| 13 monthsEarly withdrawal penalty may apply | 3.50% | $380 |
| 14 monthsEarly withdrawal penalty may apply | 3.25% | $380 |
| 16 monthsEarly withdrawal penalty may apply | 3.25% | $436 |
| 18 monthsEarly withdrawal penalty may apply | 3.25% | $491 |
| 24 monthsEarly withdrawal penalty may apply | 2.00% | $404 |
| 30 monthsEarly withdrawal penalty may apply | 2.00% | $508 |
| 48 monthsEarly withdrawal penalty may apply | 1.25% | $509 |
| 60 monthsEarly withdrawal penalty may apply | 1.25% | $641 |
Sources (2)
All captured Sep 25, 2026
Jumbo Certificates of Deposit
Up to 4.10%APY · 13 terms
A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 91 Day. Early withdrawal penalty may apply | 0.50% | — |
| 6 monthsTerm: 182 Day. Early withdrawal penalty may apply | 3.05% | — |
| 7 monthsEarly withdrawal penalty may apply | 3.80% | — |
| 11 monthsEarly withdrawal penalty may apply | 3.50% | — |
| 12 monthsEarly withdrawal penalty may apply | 4.10% | — |
| 13 monthsEarly withdrawal penalty may apply | 3.50% | — |
| 14 monthsEarly withdrawal penalty may apply | 3.30% | — |
| 16 monthsEarly withdrawal penalty may apply | 3.25% | — |
| 18 monthsEarly withdrawal penalty may apply | 3.30% | — |
| 24 monthsEarly withdrawal penalty may apply | 2.05% | — |
| 30 monthsEarly withdrawal penalty may apply | 2.05% | — |
| 48 monthsEarly withdrawal penalty may apply | 1.30% | — |
| 60 monthsEarly withdrawal penalty may apply | 1.30% | — |
Sources (1)
- roundtopstatebank.com/rates · captured Sep 25, 2026
Opening an account
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