Credit union · NCUA insured
Access Community Credit Union
A $206.5M credit union headquartered in Amarillo, TX, with 13,435 members and 3 branches in Texas. Best rates: CDs 4.10% and savings 0.60% APY.
Access Community Credit Union Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#11 of 16 in Amarillo, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Access Community Credit Union
Established in 1953 as Public Service Employees Credit Union, the institution was rebranded as Access Credit Union in 1999 and received a community charter in 2003.
Access Community Credit Union serves Potter and Randall counties and operates 4 branch locations in Amarillo, Texas.
- Headquarters
- 6401 Bell St, Amarillo, TX 79109
- NCUA charter
- 67178
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Potter or Randall counties is eligible for membership.
Branches
3 branches in Texas
Loading map…
Texas
3 branches
- Main OfficeMain office6401 Bell St, Amarillo, TX 79109Directions
- Paramount Financial Center2531 Paramount Blvd, Amarillo, TX 79109Directions
- Tascosa Financial Center201 Tascosa Rd, Amarillo, TX 79124Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.27% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.69% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $117 | $76 | — |
- CapitalNet worth ratio10.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.27%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.69%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$117Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Access Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.