Credit union · NCUA insured
Access Community Credit Union CD Rates
Access Community Credit Union’s best CD rate is 4.10% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Access Community Credit Union’s CD rates compare
Compared with banks and credit unions near Amarillo, TX, where Access Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Access Community Credit Union
4.10%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $515
Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Access Community Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Access Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.10%APY · 9 terms
Interest compounds on a monthly basis.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 8 months8 Month Special | 3.85% | $255 |
| 12 months | 3.70% | $370 |
| 15 months15 Month Special | 4.10% | $515 |
| 18 months | 3.50% | $530 |
| 24 months | 2.75% | $558 |
| 36 months | 2.50% | $769 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.50% | $1,314 |
Special-purpose accounts
IRA CD's
Up to 3.70%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 3.70% | $370 |
| 24 months | 2.75% | $558 |
Sources (1)
- accesscreditunion.com/rates · captured Sep 25, 2026
Who can join Access Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Potter or Randall counties is eligible for membership.
Membership information collected October 5, 2026.