Credit union · NCUA insured
Complex Community Federal Credit Union CD Rates
Top CarrotComplex Community Federal Credit Union’s best CD rate is 4.24% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Complex Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Odessa, TX, where Complex Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Complex Community Federal Credit Union
4.13%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $413
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Complex Community Federal Credit Union CD score
88
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.98%
- 9–15 months9–15 mo4.13%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo3.35%
- QualifiedQualified4.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Complex Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.13%APY · 5 terms
Minimum deposit $500, Jumbo $90,000. A 90 day dividends penalty will be imposed for early principal withdrawal. Rate subject to change without notice.
| Term | APY · $500 and up | APY · $90,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.98% | — | 3.98% | $197 |
| 6 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 4.03% | — | 4.03% | $200 |
| 12 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 4.08% | — | 4.08% | $408 |
| 12 monthsJumbo. A 90 day dividends penalty will be imposed for early principal withdrawal | — | 4.24% | —4.24% from $90k | — |
| 12 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 4.13% | — | 4.13% | $413 |
| 24 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.56% | — | 3.56% | $725 |
| 24 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 3.61% | — | 3.61% | $735 |
| 36 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.30% | — | 3.30% | $1,023 |
| 36 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 3.35% | — | 3.35% | $1,039 |
| 60 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.04% | — | 3.04% | $1,615 |
| 60 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 3.10% | — | 3.10% | $1,649 |
Sources (1)
- comcfcu.com/rates · captured Sep 25, 2026
Special-purpose accounts
IRA Share Certificates
Up to 4.13%APY · 5 terms
Minimum Deposit $500, Jumbo $90,000. A 90 day dividends penalty will be imposed for early principal withdrawal. Rate subject to change without notice.
| Term | APY · $500 and up | APY · $90,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.98% | — | 3.98% | $197 |
| 6 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 4.03% | — | 4.03% | $200 |
| 12 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 4.08% | — | 4.08% | $408 |
| 12 monthsJumbo. A 90 day dividends penalty will be imposed for early principal withdrawal | — | 4.24% | —4.24% from $90k | — |
| 12 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 4.13% | — | 4.13% | $413 |
| 24 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.56% | — | 3.56% | $725 |
| 24 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 3.61% | — | 3.61% | $735 |
| 36 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.30% | — | 3.30% | $1,023 |
| 36 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 3.35% | — | 3.35% | $1,039 |
| 60 monthsA 90 day dividends penalty will be imposed for early principal withdrawal | 3.04% | — | 3.04% | $1,615 |
| 60 monthsMembers Advantage. A 90 day dividends penalty will be imposed for early principal withdrawal | 3.10% | — | 3.10% | $1,649 |
Sources (1)
- comcfcu.com/rates · captured Sep 25, 2026
Who can join Complex Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Ector, Midland, Howard, Winkler, Andrews, Martin, Gaines, Ward, Crane, Upton, Reeves, Pecos, Lubbock, Hockley, or Terry counties are eligible for membership.
Family and household
- A family member or roommate of an existing Complex Community Federal Credit Union member is eligible for membership.
Cost to join
- An account can be opened with a minimum initial deposit of $25.00.
Membership information collected October 5, 2026.