Credit union · NCUA insured
Cabot CCU CD Rates
Cabot CCU’s best CD rate is 4.10% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Cabot CCU’s CD rates compare
Compared with banks and credit unions near Pampa, TX, where Cabot CCU has the most branches. $10,000, best rate first.
This credit union’s best
Cabot CCU
4.10%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $410
Certificates of Deposit
Top rate
UMB Bank
4.25%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $534
3rd-highest rate
Santa Fe Federal Credit Union
4.07%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $617
Cabot CCU CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo3.20%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cabot CCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.10%APY · 7 terms
All new CDs will be quarterly transfer of interest to savings account.
| Term | APY · $2,500 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsInterest paid at maturity. Quarterly transfer of interest to savings account | — | 3.05% | — | 3.05% | $75 |
| 6 monthsInterest paid at maturity. Quarterly transfer of interest to savings account | — | 3.55% | — | 3.55% | $176 |
| 12 monthsQuarterly transfer of interest to savings account | — | 4.10% | — | 4.10% | $410 |
| 24 monthsQuarterly transfer of interest to savings account | — | — | 3.45% | 3.45% | $702 |
| 36 monthsQuarterly transfer of interest to savings account | 3.20% | — | — | 3.20% | $991 |
| 48 monthsQuarterly transfer of interest to savings account | 2.65% | — | — | 2.65% | $1,103 |
| 60 monthsQuarterly transfer of interest to savings account | 2.65% | — | — | 2.65% | $1,397 |
Sources (1)
- cabotccu.com/accounts · captured Sep 17, 2026
Who can join Cabot CCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, as well as businesses and other legal entities within Carson, Gray, and Roberts County, are eligible for membership.
Employers and groups
- Employees of Cabot Corporation, Cabot Oil & Gas, and National Oilwell Varco are eligible for membership.
- Employees of Hunting International, Pampa Regional Medical Center, Ford Family Medicine, Briarwood Church, Thurmond McGlothlin, Engine Parts & Supply, Flogistics, Midwest Compressors, and Willis Manufacturing are eligible for membership.
Military, government and schools
- Employees of Gray County, Roberts County, and Carson County are eligible for membership.
Family and household
- Any blood or legal relative (related by blood or marriage) of anyone eligible for membership is also eligible.
- Spouses of eligible persons who died while in the field of membership are eligible for membership.
1 more way to join
Other ways
- Retirees and their spouses receiving retirement or pension resulting from employment by any organization in the credit union's field of membership are eligible.
Cost to join
- Opening a Share (Savings) Account to establish membership requires a minimum deposit of $5, completing and signing an Account Card, and providing a copy of a driver's license/state ID and social security card.
Membership information collected October 5, 2026.