Credit union · NCUA insured
Nizari Credit Union CD Rates
Top CarrotNizari Credit Union’s best CD rate is 4.30% APY on a 13-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Nizari Credit Union’s CD rates compare
Compared with banks and credit unions near Houston, TX, where Nizari Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nizari Credit Union
4.15%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $240
Momentum Share Certificate
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
Nizari Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo2.89%
- 31–60 months31–60 mo2.94%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nizari Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Momentum Share Certificate
Up to 4.15%APY · 6 terms
Early withdrawal may be subject to penalties. Minimum deposit is $1,000. Terms range from 6 months to 60 months. Dividends can be paid to Savings/Checking account or compounded monthly. Election remains in effect until maturity. Certificate may automatically renew or deposit into Savings/Checking upon maturity.
| Term | APY · $1,000 and up | APY · $1,000 – $350,000 | APY · $1,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY · $350,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 3 months3 Month Special | 4.13% | — | — | — | — | — | 4.13% | $102 |
| 7 months7 Month Special | 4.15% | — | — | — | — | — | 4.15% | $240 |
| 9 months | 3.51% | — | — | — | — | — | 3.51% | $262 |
| 13 months | — | 3.56% | — | — | — | 4.30% | 3.56%4.30% from $350k | $386 |
| 25 months | — | — | 2.53% | 2.58% | 2.63% | — | 2.53%2.58% $50k–$100k2.63% from $100k | $534 |
| 37 months | — | — | 2.27% | 2.32% | 2.38% | — | 2.27%2.32% $50k–$100k2.38% from $100k | $718 |
Share Certificate
Up to 3.61%APY · 7 terms
Early withdrawal may be subject to penalties. Minimum deposit of $1,000. Terms from 6 months to 60 months. Dividends can be paid to Savings/Checking account or compounded monthly. Election remains in effect until maturity. Certificate may automatically renew or deposit into Savings/Checking upon maturity.
| Term | APY · $1,000 and up | APY · $1,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | 3.61% | — | — | — | 3.61% | $179 |
| 12 months | — | 3.51% | 3.56% | 3.61% | 3.51%3.56% $50k–$100k3.61% from $100k | $351 |
| 18 months | — | 2.86% | 2.91% | 2.96% | 2.86%2.91% $50k–$100k2.96% from $100k | $432 |
| 24 months | — | 2.89% | 2.94% | 2.99% | 2.89%2.94% $50k–$100k2.99% from $100k | $586 |
| 36 months | — | 2.94% | 2.99% | 3.04% | 2.94%2.99% $50k–$100k3.04% from $100k | $908 |
| 48 months | — | 2.32% | 2.38% | 2.43% | 2.32%2.38% $50k–$100k2.43% from $100k | $963 |
| 60 months | — | 2.38% | 2.43% | 2.48% | 2.38%2.43% $50k–$100k2.48% from $100k | $1,246 |
Special-purpose accounts
IRA Share Certificate
Up to 3.92%APY · 7 terms
Early withdrawal may be subject to penalties. Minimum deposit is $1,000. Terms from 6 months to 60 months. Dividends can be paid to Savings/Checking account or compounded monthly. Election remains in effect until maturity. Certificate may automatically renew or deposit into Savings/Checking upon maturity. Outgoing IRA Transfer/Rollover fee is $50.00.
| Term | APY · $1,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.82% | 3.87% | 3.92% | 3.82%3.87% $50k–$100k3.92% from $100k | $189 |
| 8 months | 3.87% | 3.92% | 3.97% | 3.87%3.92% $50k–$100k3.97% from $100k | $256 |
| 12 months | 3.92% | 3.97% | 4.02% | 3.92%3.97% $50k–$100k4.02% from $100k | $392 |
| 24 months | 2.89% | 2.94% | 2.99% | 2.89%2.94% $50k–$100k2.99% from $100k | $586 |
| 36 months | 2.94% | 2.99% | 3.04% | 2.94%2.99% $50k–$100k3.04% from $100k | $908 |
| 48 months | 2.32% | 2.38% | 2.43% | 2.32%2.38% $50k–$100k2.43% from $100k | $963 |
| 60 months | 2.38% | 2.43% | 2.48% | 2.38%2.43% $50k–$100k2.48% from $100k | $1,246 |
Sources (3)
All captured Oct 16, 2026
Who can join Nizari Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of the credit union are eligible to apply for membership.
- Any person who is a Shia Imami Ismaili Muslim attending any Jamatkhana located in the United States of America is eligible to apply for membership.
Family and household
- Non-Ismaili spouses and children of eligible members are eligible to apply for membership.
Membership information collected October 5, 2026.