Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in South Carolina
- 2.25%APY$225 over 1 year on $10,000
Requirements
Product: Early withdrawal fees could reduce earnings and principal on the account.
Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 over 1 year on $10,000
Requirements
Product: Flexible 12-month build-as-you-go certificate. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. $100 initial deposit to open. Dividends compounded and credited monthly. 7-day grace period after maturity. Open online or at branches. Subject to penalty for early withdrawal.
Offer: Dividends compounded monthly and credited monthly. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. Subject to early withdrawal penalty.
2.00% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate checked
More details - 2.02%APY$202 over 1 year on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
2.00% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - 1.77%APY$88 over 6 months on $10,000
Requirements
Product: Amounts less than $100,000.00. Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal. Fees may reduce earnings. May deposit anytime.
Offer: Fixed rate. Term 182 Days (6 Months). Interest paid at maturity.
1.75% interest rate · Balance cap $99,999.99 · Effective Sep 30, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 95 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - South Carolina National Guard FCUShare CertificateCD · 24 months · $1,000 min
Credit union · 2 branches
1.76%APY$355 over 24 months on $10,000Requirements
Product: Dividends compounded quarterly and paid quarterly; can be disbursed into the Share Certificate or directly to the member. Seven-day grace period at maturity. Penalty for early withdrawal ranges from 90 to 180 days of interest depending on term.
Offer: Compounded quarterly. Rates subject to change weekly.
1.75% interest rate · Compounded quarterly · Effective May 25, 2023
Rate checked
More details - Palmetto First Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · 2 branches
1.60%APY$241 over 18 months on $10,000Requirements
Product: Substantial penalty for early withdrawal of certificates. Contact the Credit Union for more information about rates and fees.
Offer: Substantial penalty for early withdrawal of certificates.
1.59% interest rate · Effective Jun 30, 2026
Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
1.50% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
1.50% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 1.25%APY$641 over 60 months on $10,000
Requirements
Product: No setup or maintenance fees. Early withdrawal penalty may be imposed.
1.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - First Federal BankCertificate of DepositCD · 18 months · $1,000 min · 1.05%–1.07% by balance
Bank · 1 branch
1.05%APY$158 over 18 months on $10,000Requirements
Product: Terms range from 30 days to 5 years. Automatic renewal at the end of the term. Penalty applies if withdrawn before maturity. Compounded interest can be credited to CD or another First Federal account.
Offer: For Certificate of Deposit greater than 91 days, interest will compound and credit quarterly.
Effective Oct 25, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $10,000 1.05% $10,000 – $25,000Your amount 1.05% $25,000 – $50,000 1.05% $50,000 – $100,000 1.06% $100,000 and up 1.07% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
1.00% interest rate · Effective Mar 31, 2026
Rate checked
More details - Berkeley Community Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · 1 branch
0.90%APY$458 over 60 months on $10,000Requirements
Offer: Balance to earn Dividend: $500
0.90% interest rate · Effective Jan 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Carolina
718 CDs at 76 banks and credit unions · checked Oct 15–22
- Typical
- 2.79%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches