Credit union · NCUA insured
AllSouth Federal Credit Union CD Rates
AllSouth Federal Credit Union’s best CD rate is 4.23% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How AllSouth Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Columbia, SC, where AllSouth Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AllSouth Federal Credit Union
4.13%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $413
Share Certificates
Top rate
1st Cooperative Federal Credit Union
4.50%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $566
2nd-highest rate
Carolinas Telco Federal Credit Union
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
AllSouth Federal Credit Union CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo4.13%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo2.94%
- QualifiedQualified4.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AllSouth Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.13%APY · 6 terms
Fixed-Term Savings. Higher Dividends. Earn dividends based on your certificate balance and rate, with fixed terms from 3 to 60 months. Dividends will be compounded monthly and credited monthly. Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account. $1,000 minimum balance to open. 7-day grace period after maturity. Open 3, 6, 12-month terms online or open longer term certificates at one of our locations.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY · $75,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 3 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 0.75% | 0.80% | 0.85% | 0.90% | 0.95% | 1.00% | 0.75%0.80% from $10k0.85% from $25k0.90% from $50k0.95% from $75k1.00% from $100k | $19 |
| 6 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 3.56% | 3.56% | 3.56% | 3.61% | 3.61% | 3.66% | 3.56%3.56% from $10k3.56% from $25k3.61% from $50k3.61% from $75k3.66% from $100k | $176 |
| 12 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 4.13% | 4.13% | 4.13% | 4.18% | 4.18% | 4.23% | 4.13%4.13% from $10k4.13% from $25k4.18% from $50k4.18% from $75k4.23% from $100k | $413 |
| 24 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 3.45% | 3.45% | 3.45% | 3.51% | 3.51% | 3.56% | 3.45%3.45% from $10k3.45% from $25k3.51% from $50k3.51% from $75k3.56% from $100k | $702 |
| 36 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 2.94% | 2.94% | 2.94% | 2.99% | 2.99% | 3.04% | 2.94%2.94% from $10k2.94% from $25k2.99% from $50k2.99% from $75k3.04% from $100k | $908 |
| 60 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 2.94% | 2.94% | 2.94% | 2.99% | 2.99% | 3.04% | 2.94%2.94% from $10k2.94% from $25k2.99% from $50k2.99% from $75k3.04% from $100k | $1,559 |
Add-On Certificate
2.02%APY · 1 term
Flexible 12-month build-as-you-go certificate. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. $100 initial deposit to open. Dividends compounded and credited monthly. 7-day grace period after maturity. Open online or at branches. Subject to penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compounded monthly and credited monthly. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. Subject to early withdrawal penalty | 2.02% | $202 |
Special-purpose accounts
IRA Certificates
Up to 4.13%APY · 3 terms
Tax-advantaged retirement savings certificate with fixed rate terms available for 12, 18, and 30 months. Dividends compounded and credited monthly. Subject to early withdrawal penalty. Open at branch locations.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY · $75,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 12 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 4.13% | 4.13% | 4.13% | 4.18% | 4.18% | 4.23% | 4.13%4.13% from $10k4.13% from $25k4.18% from $50k4.18% from $75k4.23% from $100k | $413 |
| 18 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 3.61% | 3.61% | 3.61% | 3.66% | 3.66% | 3.71% | 3.61%3.61% from $10k3.61% from $25k3.66% from $50k3.66% from $75k3.71% from $100k | $546 |
| 30 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 3.20% | 3.20% | 3.20% | 3.25% | 3.25% | 3.30% | 3.20%3.20% from $10k3.20% from $25k3.25% from $50k3.25% from $75k3.30% from $100k | $819 |
Add-On IRA Certificate
2.02%APY · 1 term
12-month Add-On IRA certificate option. Dividends compounded and credited monthly. Subject to early withdrawal penalty. Open at branch locations. $100 minimum balance to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compounded monthly and credited monthly. Subject to early withdrawal penalty | 2.02% | $202 |
Who can join AllSouth Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership through AllSouth's partnerships with the Financial Fitness Association, the Carolina's Credit Union Foundation, or the American Consumer Council, with AllSouth completing enrollment and paying the first year membership fee.
Where you live or work
- Individuals can qualify for membership based on where they live.
Employers and groups
- Employees of Select Employer Group partner organizations are eligible for membership.
Family and household
- Immediate family members of existing members are eligible to join.
Membership information collected October 4, 2026.