Credit union · NCUA insured
HopeSouth Credit Union
A $38.3M credit union headquartered in Abbeville, SC, with 3,851 members and 1 branch in South Carolina. Best rates: CDs 2.78% and savings 0.10% APY.
HopeSouth Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#4 of 9 in Greenwood, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About HopeSouth Credit Union
- Headquarters
- 807 W Greenwood St, Abbeville, SC 29620-2552
- NCUA charter
- 20824
Branches
1 branch in South Carolina
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South Carolina
1 branch
- Main BranchMain office807 W Greenwood St, Abbeville, SC 29620Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 25.39% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.23% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.20% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio25.39%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.23%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.20%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of HopeSouth Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.