Credit union · NCUA insured
HopeSouth Credit Union CD Rates
HopeSouth Credit Union’s best CD rate is 2.78% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How HopeSouth Credit Union’s CD rates compare
Compared with banks and credit unions near Greenwood, SC, where HopeSouth Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
HopeSouth Credit Union
2.78%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $564
Prestige Certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
HopeSouth Credit Union CD score
64
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo2.52%
- 16–30 months16–30 mo2.78%
- QualifiedQualified2.78%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HopeSouth Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Prestige Certificate
Up to 2.78%APY · 4 terms
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 1.51% | $75 |
| 12 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.52% | $252 |
| 18 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.52% | $380 |
| 24 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.78% | $564 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Preferred Certificate
Up to 2.02%APY · 3 terms
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 1.00% | $50 |
| 12 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.02% | $202 |
| 18 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.02% | $305 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Basic Certificate
Up to 1.51%APY · 2 terms
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 0.50% | $25 |
| 12 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 1.51% | $151 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Watch It Grow Certificate
1.51%APY · 1 term
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 1.51% | $151 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Budget Certificate
0.50%APY · 1 term
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 0.50% | $25 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Special-purpose accounts
Prestige IRA Certificate
Up to 2.78%APY · 4 terms
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 1.51% | $75 |
| 12 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.52% | $252 |
| 18 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.52% | $380 |
| 24 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.78% | $564 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Preferred IRA Certificate
Up to 2.02%APY · 3 terms
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 1.00% | $50 |
| 12 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.02% | $202 |
| 18 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 2.02% | $305 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Basic IRA Certificate
Up to 1.51%APY · 2 terms
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 0.50% | $25 |
| 12 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 1.51% | $151 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Budget IRA Certificate
0.50%APY · 1 term
Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable | 0.50% | $25 |
Sources (1)
- hopesouth.org/accounts/savings/deposit-rates · captured Sep 19, 2026
Who can join HopeSouth Credit Union
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