Credit union · NCUA insured
South Carolina National Guard FCU CD Rates
South Carolina National Guard FCU’s best CD rate is 1.76% APY on a 2-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How South Carolina National Guard FCU’s CD rates compare
Compared with banks and credit unions near Columbia, SC, where South Carolina National Guard FCU has the most branches. $10,000, best rate first.
This credit union’s best
South Carolina National Guard FCU
1.76%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $355
Share Certificate
Top rate
1st Cooperative Federal Credit Union
4.50%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $566
2nd-highest rate
Carolinas Telco Federal Credit Union
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
South Carolina National Guard FCU CD score
62
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo1.10%
- 16–30 months16–30 mo1.76%
- 31–60 months31–60 mo1.36%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where South Carolina National Guard FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 1.76%APY · 6 terms
Dividends compounded quarterly and paid quarterly; can be disbursed into the Share Certificate or directly to the member. Seven-day grace period at maturity. Penalty for early withdrawal ranges from 90 to 180 days of interest depending on term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded quarterly. Rates subject to change weekly | 0.50% | $25 |
| 12 monthsCompounded quarterly. Rates subject to change weekly | 1.00% | $100 |
| 15 monthsCompounded quarterly. Rates subject to change weekly | 1.10% | $138 |
| 18 monthsCompounded quarterly. Rates subject to change weekly | 1.20% | $181 |
| 24 monthsCompounded quarterly. Rates subject to change weekly | 1.76% | $355 |
| 36 monthsCompounded quarterly. Rates subject to change weekly | 1.36% | $414 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Traditional IRA
Up to 1.76%APY · 6 terms
Subject to Federal IRA regulations. Compounded quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded quarterly. Rates subject to change weekly | 0.50% | $25 |
| 12 monthsCompounded quarterly. Rates subject to change weekly | 1.00% | $100 |
| 15 monthsCompounded quarterly. Rates subject to change weekly | 1.10% | $138 |
| 18 monthsCompounded quarterly. Rates subject to change weekly | 1.20% | $181 |
| 24 monthsCompounded quarterly. Rates subject to change weekly | 1.76% | $355 |
| 36 monthsCompounded quarterly. Rates subject to change weekly | 1.36% | $414 |
Roth & Coverdell ESA
Up to 1.36%APY · 2 terms
Subject to Federal IRA regulations. Compounded quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCompounded quarterly. Rates subject to change weekly | 1.00% | $100 |
| 36 monthsCompounded quarterly. Rates subject to change weekly | 1.36% | $414 |
Who can join South Carolina National Guard FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.