Credit union · NCUA insured
Palmetto First Federal Credit Union CD Rates
Palmetto First Federal Credit Union’s best CD rate is 1.60% APY on an 18-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Palmetto First Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Florence, SC, where Palmetto First Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Palmetto First Federal Credit Union
1.60%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $241
Share Certificates
Top rate
Honda Federal Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $10,000
- Earns on $10,000
- $2,522
2nd-highest rate
Carolina Trust Credit Union
4.54%APY
- Term
- 18 months
- Minimum
- $250
- Earns on $10,000
- $689
Palmetto First Federal Credit Union CD score
62
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo1.15%
- 9–15 months9–15 mo1.50%
- 16–30 months16–30 mo1.60%
- 31–60 months31–60 mo1.40%
- QualifiedQualified1.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Palmetto First Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.60%APY · 5 terms
Substantial penalty for early withdrawal of certificates. Contact the Credit Union for more information about rates and fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSubstantial penalty for early withdrawal of certificates | 1.15% | $57 |
| 12 monthsSubstantial penalty for early withdrawal of certificates | 1.50% | $150 |
| 18 monthsSubstantial penalty for early withdrawal of certificates | 1.60% | $241 |
| 24 monthsSubstantial penalty for early withdrawal of certificates | 1.45% | $292 |
| 36 monthsSubstantial penalty for early withdrawal of certificates | 1.40% | $426 |
Sources (1)
- palmettofirst.com/rates · captured Sep 19, 2026
Special-purpose accounts
IRA Share Certificate
Up to 1.65%APY · 5 terms
Substantial penalty for early withdrawal of certificates. Contact the Credit Union for more information about rates and fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSubstantial penalty for early withdrawal of certificates | 1.20% | $60 |
| 12 monthsSubstantial penalty for early withdrawal of certificates | 1.55% | $155 |
| 18 monthsSubstantial penalty for early withdrawal of certificates | 1.65% | $249 |
| 24 monthsSubstantial penalty for early withdrawal of certificates | 1.50% | $302 |
| 36 monthsSubstantial penalty for early withdrawal of certificates | 1.45% | $441 |
Sources (1)
- palmettofirst.com/rates · captured Sep 19, 2026
Who can join Palmetto First Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.