Credit union · NCUA insured
SCMCCU
A $5.7M credit union headquartered in Columbia, SC, with 986 members and 1 branch in South Carolina. Best rates: CDs 1.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs611.00%for 9–15 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SCMCCU
SCMCCU has been in existence since 1955 in Columbia, South Carolina, serving the financial needs of the Methodist community throughout South Carolina.
The credit union operates as a financial cooperative solely for the benefit of its members.
- Headquarters
- 4901 Colonial Dr, Columbia, SC 29203
- NCUA charter
- 60715
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the United Methodist and Global Methodist Conferences in South Carolina are eligible for membership.
- Global Methodist Churches, their pastors, members, and staff in South Carolina who were formerly United Methodist Churches and have Methodist or Wesleyan in their new name are eligible for membership.
- Employees of the United Methodist Homes of South Carolina are eligible for membership.
- Other former United Methodist Churches, their pastors, members, and staff with Methodist or Wesleyan in their new name are eligible for membership.
- Retirees of any of the eligible organizations are eligible for membership.
- United Methodist Churches, pastors, members, and staff in South Carolina are eligible for membership.
2 more ways to join
Military, government and schools
- Employees of Claflin University, Columbia College, Spartanburg Methodist College, and Wofford College are eligible for membership.
Family and household
- Family members (spouses, children, grandchildren, parents, grandparents, and siblings) of members are eligible for membership.
Cost to join
- Members must maintain a $5 membership deposit.
Branches
1 branch in South Carolina
Loading map…
South Carolina
1 branch
- Main OfficeMain office4901 Colonial Dr, Columbia, SC 29203Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.25% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $79 | $59 | — |
- CapitalNet worth ratio8.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.25%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$79Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SCMCCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.