Credit union · NCUA insured
Berkeley Community Federal Credit Union
A $16.9M credit union headquartered in Moncks Corner, SC, with 2,111 members and 1 branch in South Carolina. Best rates: CDs 0.90% and savings 0.02% APY.
Berkeley Community Federal Credit Union Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#26 of 28 in Charleston, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Berkeley Community Federal Credit Union
Founded in 1960 as Berkeley County Federal Credit Union and converted to a community charter in 2005, Berkeley Community Federal Credit Union is headquartered in Moncks Corner, South Carolina.
The credit union was originally chartered with the purpose of serving the financial needs of the Berkeley County School District and their immediate families.
- Headquarters
- 600 Main Street Ext, Moncks Corner, SC 29461-3939
- NCUA charter
- 13472
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or is currently being educated in Berkeley County.
Cost to join
- A deposit of $25.00 (par value of one share) into a regular share (savings) account is required.
Branches
1 branch in South Carolina
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South Carolina
1 branch
- Berkeley Community Federal Credit UnionMain office600 Main Street Ext, Moncks Corner, SC 29461Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.70% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 5.60% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $35 | $59 | — |
- CapitalNet worth ratio19.70%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late5.60%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$35Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Berkeley Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.