Credit union · NCUA insured
Berkeley Community Federal Credit Union CD Rates
Berkeley Community Federal Credit Union’s best CD rate is 0.90% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Berkeley Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Charleston, SC, where Berkeley Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Berkeley Community Federal Credit Union
0.90%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $458
Share Certificates
Top rate
Coastal States Bank
4.50%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $260
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Berkeley Community Federal Credit Union CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.90%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Berkeley Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 0.90%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsBalance to earn Dividend: $500 | 0.05% | $2 |
| 12 monthsBalance to earn Dividend: $500 | 0.10% | $10 |
| 18 monthsBalance to earn Dividend: $500 | 0.15% | $23 |
| 24 monthsBalance to earn Dividend: $500 | 0.25% | $50 |
| 36 monthsBalance to earn Dividend: $500 | 0.30% | $90 |
| 60 monthsBalance to earn Dividend: $500 | 0.90% | $458 |
Sources (1)
- berkcofcu.com/rates-and-fees/deposit-rates · captured Sep 19, 2026
Who can join Berkeley Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or is currently being educated in Berkeley County.
Cost to join
- A deposit of $25.00 (par value of one share) into a regular share (savings) account is required.
Membership information collected October 4, 2026.