Credit union · NCUA insured
AllSouth Federal Credit Union
A $1.5B credit union, the 324th largest of 4,329, headquartered in Columbia, SC, with 119,460 members and 22 branches in South Carolina. Best rates: CDs 4.23% and savings 1.11% APY.
AllSouth Federal Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#10 of 27 in Columbia, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About AllSouth Federal Credit Union
Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a member-owned not-for-profit financial cooperative.
Headquartered in Columbia, South Carolina, the credit union operates over 20 branches across the Midlands of South Carolina.
- Headquarters
- 730 Elmwood Ave, Columbia, SC 29201-2002
- NCUA charter
- 13828
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership through AllSouth's partnerships with the Financial Fitness Association, the Carolina's Credit Union Foundation, or the American Consumer Council, with AllSouth completing enrollment and paying the first year membership fee.
Where you live or work
- Individuals can qualify for membership based on where they live.
Employers and groups
- Employees of Select Employer Group partner organizations are eligible for membership.
Family and household
- Immediate family members of existing members are eligible to join.
Branches
22 branches in South Carolina
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South Carolina
22 branches
Columbia area · 18
- ElmwoodMain office730 Elmwood Ave, Columbia, SC 29201Directions
- Batesburg244 W Columbia Ave, Batesburg, SC 29006Directions
- Camden8 Bay Ln, Camden, SC 29020Directions
- Cayce701 Knox Abbott Dr, Cayce, SC 29033Directions
- 8352 Parklane8352 Parklane Rd, Columbia, SC 29223Directions
- Beltline2121 N Beltline Blvd, Columbia, SC 29204Directions
- Celia Saxon2012 Harden St Ste 114, Columbia, SC 29204Directions
- Dutch Plaza710 Dutch Square Blvd, Columbia, SC 29210Directions
- Garners Ferry7471 Garners Ferry Rd, Columbia, SC 29209Directions
- Killian Road1280 Roberts Branch Pkwy, Columbia, SC 29203Directions
- Northeast10230 Two Notch Rd, Columbia, SC 29229Directions
- Ballentine1000 W Shady Grove Rd, Irmo, SC 29063Directions
- Irmo7454 Woodrow St, Irmo, SC 29063Directions
- Kennerly Crossing7330 Broad River Rd, Irmo, SC 29063Directions
- Lexington701 N Lake Dr, Lexington, SC 29072Directions
- Platt Springs5566 Platt Springs Rd, Lexington, SC 29073Directions
- Saluda301 N Main St, Saluda, SC 29138Directions
- Winnsboro553 US Highway 321 Byp S, Winnsboro, SC 29180Directions
Sumter area · 2
- Broad Street Sumter1045 Broad St, Sumter, SC 29150Directions
- Sumter2830 Broad St, Sumter, SC 29150Directions
Newberry area · 1
- Newberry1342 Wilson Rd, Newberry, SC 29108Directions
Orangeburg area · 1
- Orangeburg1588 Saint Matthews Rd, Orangeburg, SC 29118Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.60% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.75% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $65 | $88 | — |
- CapitalNet worth ratio19.60%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.75%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$65Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AllSouth Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.