Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 256–270 results in Pennsylvania
- 3.55%APY$385 over 13 months on $10,000
Requirements
Product: Term share rates are adjusted each Tuesday but are fixed for the term. Dividends are subject to change without prior notification. Option on certificates of 12 months or longer to have dividends compounded, paid to a share account, or paid by check. 90 days interest penalty for early withdrawal.
Offer: SPECIAL offer; paid quarterly.
Effective Sep 2, 2025
Rate checked
More details - 3.55%APY$537 over 18 months on $10,000
Requirements
Product: Membership eligibility requires living, working, worshipping, attending school, or owning a business in York or Adams County, PA. Minimum balance to open and maintain is $500. Monthly fee is $0. Early withdrawal penalty is 30 days of dividends for terms of 1 year or less, and 90 days of dividends for terms over 1 year.
Offer: A penalty may be imposed for early withdrawal.
3.49% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.50%APY$86 over 3 months on $10,000
Requirements
Offer: Promo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period.
3.46% interest rate · Effective May 1, 2026
Rate checked
More details - Cross Valley Federal Credit UnionSeasonal Savings CertificatesCD · 6 months
Credit union · 6 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: High-yield savings designed for seasonal workers. Deposit funds anytime with no maximum deposit amount. Includes free WealthWise financial guidance.
Offer: Allows adding funds during the term.
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Minimum balance to open $500. Early withdrawal penalty will apply.
Offer: Minimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply.
3.44% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Balance cap $50,000 · Effective Feb 17, 2026
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More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Dividends are credited and compounded monthly and deposited to the member's Share Savings Account. Rates are subject to change.
Offer: Minimum balance to open and earn the stated APY is $1,000.
Compounded monthly
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More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Applicable to new share certificate accounts. Rates are subject to change without notice. Minimum deposit of $500.
Effective Jun 24, 2025
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More details - 3.50%APY$232 over 8 months on $10,000intro rate
Requirements
Offer: Promotional CD. At least 50% of the money deposited to open the promotional account must be new money (not on deposit in any Apollo Trust Company account in the last 30 days). Minimum balance to obtain APY is $0.01. Interest credited at maturity. Not available for renewals or institutional investors. Automatically renews into the applicable CD term with interest rate offered at maturity.
Promotional rate · 3.48% interest rate · Balance cap $500,000 · Effective Apr 30, 2026
Rate checked
More details - 3.50%APY$232 over 8 months on $10,000
Requirements
Product: Compounded returns at a fixed interest rate. Interest is compounded and posted monthly. A penalty may be imposed for early withdrawal.
Offer: New money required (funds not currently on deposit at MCT). Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.45% interest rate · Effective Aug 4, 2026
Rate checked
More details - 3.50%APY$261 over 9 months on $10,000
Requirements
Product: CDs with balance at maturity below $2,000 will renew at 0%. Penalties may be imposed for early withdrawal. Fees may reduce earnings.
Effective Oct 9, 2026
Rate checked
More details - 3.50%APY$261 over 9 months on $10,000intro rate
Requirements
Product: Interest compounded daily. Accrued daily. Penalty for early withdrawal.
Offer: Limited time only. New money only. Minimum daily balance to obtain APY is $10,000.
Promotional rate · 3.44% interest rate · Compounded daily · Effective Sep 29, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Minimum Certificate - $3,000.00. Dividends are compounded daily and are payable at maturity date.
Offer: Fixed Rate. Penalty for early withdrawal: 90 day penalty. Dividends compounded daily, payable at maturity.
Compounded daily
Rate checked
More details - Elderton State Bank12 Months – Tier accountCD · 12 months · $1,000 min · 3.40%–3.60% by balance
Bank · 3 branches
3.50%APY$350 over 1 year on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 3.35% interest rate
Rate by balance
Rate by balance for 12 Months – Tier account Balance APY Up to $10,000 3.40% $10,000 – $50,000Your amount 3.50% $50,000 – $2,000,000 3.60% Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 12 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.45% interest rate · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch