Bank · FDIC insured
Elderton State Bank
A $465.2M bank headquartered in Elderton, PA, with 3 branches in Pennsylvania. Best rates: CDs 4.25% and savings 0.30% APY.
Elderton State Bank Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#62 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Elderton State Bank
Elderton State Bank emphasizes giving back and financial education to strengthen its community ties.
- Headquarters
- 143 N Main St, Elderton, PA 15736
- FDIC certificate
- 12985 ↗
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- Elderton State BankMain office143 N Main St, Elderton, PA 15736Directions
- North Apollo Branch2014 River Rd, North Apollo, PA 15673Directions
- Rural Valley Branch601 W Main Street, Rural Valley, PA 16249Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.09% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.76% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.66% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $109 | $81 | — |
- CapitalLeverage ratio12.09%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.76%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.66%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$109Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Elderton State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.