Credit union · NCUA insured
Alcose Credit Union
A $16M credit union headquartered in White Oak, PA, with 2,043 members and 2 branches in Pennsylvania. Best rates: CDs 3.50% and savings 0.10% APY.
Alcose Credit Union Carrot Score
80
Carrot Score
Higher than 52% of U.S. banks and credit unions
#34 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alcose Credit Union
Established in 1950, Alcose Credit Union is a member-owned, not-for-profit financial institution.
Originally standing for Allegheny County School Employees, the credit union has expanded to serve additional agencies and companies through mergers over the years.
- Headquarters
- 3001 Jacks Run Rd Ste 101, White Oak, PA 15131-2555
- NCUA charter
- 61926
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of listed participating employer groups and sponsor organizations are eligible for membership.
Family and household
- Family members or household members of current Alcose Credit Union members are eligible for membership.
Cost to join
- A $25.00 initial savings share deposit is required to open an account and maintain membership.
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Alcose Credit UnionMain office3001 Jacks Run Rd Ste 101, White Oak, PA 15131Directions
- Alcose Credit Union1732 Brownsville Rd, Pittsburgh, PA 15210Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.42% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.03% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.67% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $33 | $59 | — |
- CapitalNet worth ratio16.42%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.03%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$33Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alcose Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.